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redstatebluegirl

(12,753 posts)

22. This has terrified me today.

Thu Feb 4, 2016, 01:53 PM

Feb 2016

We are not prepared for that kind of illness. I guess I never realized how this works. I don't think most people do and that is why they are terrified of single payer. Yes, you may have to wait for non-emergency care, but guess what , you won't lose your house, you won't go into chemo terrified you are bankrupting your family. I think that is worth it.

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Cancer Treatment [View all] redstatebluegirl Feb 2016 OP

Just a sad indictment of the US "healthcare" system. StandingInLeftField Feb 2016 #1

Does she have the option to change hospitals? Glimmer of Hope Feb 2016 #2

I am not sure, I am going over this afternoon redstatebluegirl Feb 2016 #3

I thought the ACA installed caps on out of pocket cost. Sienna86 Feb 2016 #4

I did as well, I am trying to do some research online before I go over there. redstatebluegirl Feb 2016 #12

You could be right. The insurance companies were the ones jwirr Feb 2016 #51

Ahh, yes. SheilaT Feb 2016 #5

She is terrified they will lose what they do have over this. redstatebluegirl Feb 2016 #9

That's more than understandable. SheilaT Feb 2016 #18

This has terrified me today. redstatebluegirl Feb 2016 #22

$250,000 is more than the average Social Security lifetime payout. Imagine that! Kip Humphrey Feb 2016 #26

God this just makes me so angry! People should not have to make life or death smirkymonkey Feb 2016 #36

Okay, you answered one question - age. What state are they jwirr Feb 2016 #50

Oklahoma redstatebluegirl Feb 2016 #52

I do not know about that state but since they did not expand jwirr Feb 2016 #53

What type of insurance does she have? Big Blue Marble Feb 2016 #6

She has blue cross blue shield under the university. redstatebluegirl Feb 2016 #10

I wonder if the hospital is out of network for her insurance. hedda_foil Feb 2016 #32

Excellent point. phylny Feb 2016 #42

As a person who is undergoing cancer treatment I know how expensive it is. Waldorf Feb 2016 #7

all the best to you. nt restorefreedom Feb 2016 #19

According to the ACA, plans can no longer enforce caps once the deductible has been met Warpy Feb 2016 #8

Thanks I will do that this afternoon. redstatebluegirl Feb 2016 #11

For that matter, call Blue Cross directly & ask them what's what with that estimate. WillowTree Feb 2016 #16

I think it just caught her by surprise, it did us for sure! redstatebluegirl Feb 2016 #24

That's unbelievable shrike Feb 2016 #13

I echo your recommendation to breastcancer.org. The forums there are a wealth of good information.nt DiehardLiberal Feb 2016 #15

This site help my Spouse's sisters, Wellstone ruled Feb 2016 #27

I'm so sorry. Information is power... Best to all of you! DiehardLiberal Feb 2016 #28

One has to Wellstone ruled Feb 2016 #34

I'm so sorry to hear this. As a breast cancer survivor, I can only say that it's another reason we DiehardLiberal Feb 2016 #14

Walter White had a plan. alarimer Feb 2016 #17

i was on gofundme the other day restorefreedom Feb 2016 #20

By law the insurance can never be "exhausted". Nye Bevan Feb 2016 #21

Thank you, I am doing some research and so is my husband so we can make her feel better. redstatebluegirl Feb 2016 #23

Good luck. Nye Bevan Feb 2016 #25

I've never heard of that happening to anyone TexasMommaWithAHat Feb 2016 #29

It is a smallish town. redstatebluegirl Feb 2016 #31

Sounds like it. TexasMommaWithAHat Feb 2016 #33

Thank you.. redstatebluegirl Feb 2016 #35

It happened to a DUer ten years ago, as a matter of fact Orrex Feb 2016 #46

I've heard horror stories TexasMommaWithAHat Feb 2016 #47

I was lucky with my insurance after a brief hospital stay in 2014 Orrex Feb 2016 #49

It happens. LeftyMom Feb 2016 #62

Doesn't the ACA prohibit caps like this? hedda_foil Feb 2016 #30

Yes, the ACA removed the lifetime caps that used to exist. I've been with United Healthcare for Waldorf Feb 2016 #38

$1 million lifetime cap is pathetically small and very easily reachable. Nye Bevan Feb 2016 #40

Earlier I posted that I have cancer and am going thru chemotherapy treatment. Waldorf Feb 2016 #37

Wow. Nye Bevan Feb 2016 #41

Only in America ... area51 Feb 2016 #39

Update redstatebluegirl Feb 2016 #43

That nurse is called an ombudsman, or maybe a patient advocate. Nay Feb 2016 #54

She was told it was aggressive redstatebluegirl Feb 2016 #56

Oh, dear. That doesn't sound good. If it has spread into her body, I Nay Feb 2016 #57

That is what we have been told... redstatebluegirl Feb 2016 #58

Glad to hear this! PasadenaTrudy Feb 2016 #55

There are maximum out of pocket caps TexasBushwhacker Feb 2016 #44

I am sure we will learn more as we go along. redstatebluegirl Feb 2016 #45

Really sorry for what your friend is going through. That just totally sucks. MoonRiver Feb 2016 #48

Thanks Everyone! redstatebluegirl Feb 2016 #59

Best wishes! n/t PasadenaTrudy Feb 2016 #64

They were being shaken down by a loan shark malaise Feb 2016 #60

Yes they were in my opinion.... redstatebluegirl Feb 2016 #61

there's your death panels. spanone Feb 2016 #63

Update redstatebluegirl Feb 2016 #65