General Discussion
In reply to the discussion: So, I was told today that I am, basically, too old to be considered for a particular job [View all]Ruby the Liberal
(26,700 posts)I think a lot of this has to do with the fact that we have employer-based medical insurance in the US. If employers weren't saddled with covering employees from day one (or 91, depending) including preexisting conditions (which can't be penalized under employer based plans), the situation would be vastly different. When the annual/biannual audits show an average age/use higher than the margins 'allow', deductibles go up, benefits get cut, and rates go up - for everyone in the company.
If we could somehow ever untangle insurance from employment and base it on payroll taxes (like FICA/Medicare), we would likely see a dynamic shift toward valuing experience. Medicare Part E - Everyone.
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