General Discussion
In reply to the discussion: My 96 hour ordeal in getting a prescription for my 85 year old mom........ [View all]Hortensis
(58,785 posts)I don't see how a contract that gave discounts on some common medications for $35 a year, or even a month, could protect anyone from the kind of expenses that can put a family thousands of dollars in debt in just the first month.
I just checked Walgreen's lisinopril cost in their Prescription Savings Club. It was about the same as formulary drug cost over-the-counter at Walmart. Assuming it was a 90-day supply at $15, because Walmart was $4 for a 30-day supply. I didn't check the details, but I get a different BP medication from CVS's formulary (discounted) list for I think $5 per month.
I only mention this because it sounds like you're at the age when even people who can't see into the future should just assume it will contain some nasty-high medication costs. A discount plan is fine as far as it goes, but we buy what we call "insurance" specifically to protect us from unforeseen potential expenses beyond our means.
On the plus side, both Democratic presidential candidates plan some major drug price relief. A sane drug policy. Let's just hope one is elected.