General Discussion
In reply to the discussion: My 96 hour ordeal in getting a prescription for my 85 year old mom........ [View all]Tab
(11,093 posts)And for some reason I got through my life without realizing this, but then again, it's only been the last number of years I've had to deal with it.
I used to see commercials for a prescription and then a tag line like "Can't afford your prescription? Astra-Zenaca (or whoever it is) may be able to help".
And I didn't understand why they were doing it, although it seemed to be a generous move on their part.
As my familiarity with insurance and prescriptions grew, I realized that whatever medication they were suggesting undoubtedly cost a lot. For instance, a chemo drug regimen I was on at one point was running probably $12,000/month for insurance (according to my health benefit analysis). So, from the drug company's point of view, if an $80 copay is preventing you from buying a covered $900 drug, they'd rather give up the $80, and collect the remainder from the insurance company, than not sell it at all.
Cynical, yes, but the more I look at it, the more it seems to be exactly what's going on.
Good for you for helping your mom out at this time.
- t