How to Cut Your Health-Care Bill: Pay Cash

[Orrex]

13. That's foolish. You're telling people to plan only for a best-case scenario

Even in your magically imagined land of financial stability for all, and even if we assume that people will have the wherewithal to set aside cash each month to pay for their chronic conditions et al, the average person would still need insurance to pay for unexpected emergencies. And if they're stuck paying for insurance anyway, then they'll have that much less money to set aside for chronic issues.

So as bad as the advice appeared at first and second glance, it's even more useless than that: "Have more money, know in advance what medical emergencies are going to befall you, but actually don't have medical emergencies at all."

That's very similar to the Republican healthcare policy of "Don't get sick. But if you do, then die quickly."


All it takes is one unforeseen medical issue to destroy a family's finances forever. This is irrefutable fact.