General Discussion

Whiskeytide

(4,656 posts)

129. PLEASE see a lawyer right away...

Wed Feb 17, 2016, 11:51 PM

Feb 2016

UM and UIM only cover you for injuries caused by another driver, not your prop damage. "Collision" coverage is what pays for your car. But you are injured. You have to place your ins co on notice quickly so THEY can pursue the drunk for anything they might pay you.

If your car was financed, your lender may have force placed coverage on it. Would at least help pay off the note.

You may have med payments coverage that would help with co-pays.

A lawyer can look into possible coverages based on whether the driver lives in a household with an insured person, had borrowed the car from someone with coverage, or was (supposed to be) on an errand for another person or business.

And a lawyer can investigate whether he was over served at a bar or was drunk when he bought beer at the Sac O Suds, possibly leading to a dram shop action against them.

I hope you recover quickly. But please see a lawyer soon. You need one.

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I was hit by a drunk driver this morning. Updated w/ pics from Dash Cam [View all] Quackers Feb 2016 OP

I'm so sorry! Bjornsdotter Feb 2016 #1

Thank you Quackers Feb 2016 #13

Make sure you move around! elljay Feb 2016 #66

But I don't wanna! Quackers Feb 2016 #75

Of course you dont elljay Feb 2016 #100

Omg. That is horrible Liberal_in_LA Feb 2016 #2

Yeah. Quackers Feb 2016 #14

Oh my God! lunatica Feb 2016 #3

So far Quackers Feb 2016 #17

As I know only too well dorkzilla Feb 2016 #54

Thank you! Quackers Feb 2016 #73

Glad it's not worse malaise Feb 2016 #4

+1. Thank you! Quackers Feb 2016 #19

I'm so sorry, but thankful you're going to be okay. onecaliberal Feb 2016 #5

Thank you Quackers Feb 2016 #20

You can still sue the drunkard in civil court. icymist Feb 2016 #6

True Quackers Feb 2016 #21

Get an attorney. Yesterday. lastlib Feb 2016 #77

You never know. He could Ilsa Feb 2016 #78

Oh No! enigmatic Feb 2016 #7

Thank you Quackers Feb 2016 #23

This is a great PSA: get that uninsured motorist coverage! Warpy Feb 2016 #8

Yep. Sad thing is, I thought I had uninsured motorist. Quackers Feb 2016 #24

That really sucks.. cannabis_flower Feb 2016 #30

Thanks for the reminder! Staph Feb 2016 #34

Your own bills will be taken care of, and that's the most important thing Warpy Feb 2016 #80

Recover and heal quickly and don't worry about the rest MagickMuffin Feb 2016 #9

Thank you! Quackers Feb 2016 #25

Oh no. Best wishes for a fast and complete recovery. Gregorian Feb 2016 #10

Lol Quackers Feb 2016 #26

Get better soon! abelenkpe Feb 2016 #11

Thank you! Quackers Feb 2016 #27

I hope you recover fairly fast nadinbrzezinski Feb 2016 #12

Me too! Quackers Feb 2016 #28

Did they tell you it will be worst in the morning? nadinbrzezinski Feb 2016 #51

They did. Quackers Feb 2016 #72

Thank you again, Nadin! Quackers Feb 2016 #146

You welcome nadinbrzezinski Feb 2016 #147

Godspeed in your recovery... Fumesucker Feb 2016 #15

Thank you! Quackers Feb 2016 #31

Best wishes. eom MrChuck Feb 2016 #16

Thanks! Quackers Feb 2016 #32

so sorry to see this, feel better ASAP! :) nt steve2470 Feb 2016 #18

Thanks! Quackers Feb 2016 #35

Yikes. cui bono Feb 2016 #22

Thank you! Quackers Feb 2016 #36

I am so sorry! GreenPartyVoter Feb 2016 #29

It's ok. Quackers Feb 2016 #38

Thank goodness for that! GreenPartyVoter Feb 2016 #71

Wishing you a speedy and complete recovery! EllieBC Feb 2016 #33

Thank you! Quackers Feb 2016 #39

Feel better soon! bravenak Feb 2016 #37

Thank you, bravenak! Quackers Feb 2016 #40

So sorry, Quackers. I hope you can sue the b*stard. femmocrat Feb 2016 #41

Thank you. Quackers Feb 2016 #76

Crap! But *at least* you are here to post about it! villager Feb 2016 #42

Exactly! Quackers Feb 2016 #79

Good to see you are OK! Odin2005 Feb 2016 #43

+1 navarth Feb 2016 #68

He probably won't get much. Quackers Feb 2016 #82

I'm Guessing The Drunk Bastard Had Little Damage SoCalMusicLover Feb 2016 #44

Actually Quackers Feb 2016 #83

Wow that's terrible! A Little Weird Feb 2016 #45

Thank you! Quackers Feb 2016 #84

Best Wishes for a Speedy Recovery! mckara Feb 2016 #46

Thank you! Quackers Feb 2016 #85

Quackers, I'm so sorry. Speedy healing to you... Dont call me Shirley Feb 2016 #47

Thank you Quackers Feb 2016 #86

Hope you get better quickly Quackers! lastone Feb 2016 #48

Thank you! Quackers Feb 2016 #87

Sending healing thoughts. berni_mccoy Feb 2016 #49

Thanks! I'll take all the healing thoughts I can get. Quackers Feb 2016 #88

best wishes and quick healing to you!! nt restorefreedom Feb 2016 #50

Thank you! Quackers Feb 2016 #89

You'll be fine, you have an edge. Half-Century Man Feb 2016 #52

Yep. Who needs airbags? Lol Quackers Feb 2016 #90

Navy here, at the time we could have beards. Half-Century Man Feb 2016 #92

Only SF guys in the Army could. nt Quackers Feb 2016 #93

drunk in the AM? KT2000 Feb 2016 #53

Plus open container and narcotics. Quackers Feb 2016 #91

Gah! Glad you're okay! nt Chichiri Feb 2016 #55

Thank you! Quackers Feb 2016 #94

Hang in there ejbr Feb 2016 #56

Will do. At least until he comes through town again. Lol Quackers Feb 2016 #95

Sorry this happened to you! montana_hazeleyes Feb 2016 #57

Exactly! Thanks! Quackers Feb 2016 #96

Sending healing thoughts for a speedy recovery. MH1 Feb 2016 #58

Thank you! Quackers Feb 2016 #97

thank goodness you're going to be okay renate Feb 2016 #59

Thank you Quackers Feb 2016 #98

Rest and relax! KansDem Feb 2016 #60

I think what makes it worse is that he was trying to get tools Quackers Feb 2016 #99

I wish you well rock Feb 2016 #61

Thanks, rock! Quackers Feb 2016 #101

Sooo very sorry to see a fellow DUer like this.. :-( secondwind Feb 2016 #62

I'll be ok in a few days. Quackers Feb 2016 #102

Wow so sorry this happened to you! leftcoastmountains Feb 2016 #63

I'll be ok soon enough. Quackers Feb 2016 #103

Holy crap pinebox Feb 2016 #64

I'll try to get some screenshots or video up soon. Quackers Feb 2016 #104

Alrighty pinebox Feb 2016 #110

Sorry to hear this. I hope you heal soon. kairos12 Feb 2016 #65

Thank you Quackers Feb 2016 #105

So sorry malokvale77 Feb 2016 #67

I've never heard that before. Quackers Feb 2016 #106

That's terrible. Feel zentrum Feb 2016 #69

Thank you! Quackers Feb 2016 #107

Rest and feel better. PWPippin Feb 2016 #70

Thanks for the tip! Quackers Feb 2016 #109

I'm glad you're on Medicare. PWPippin Feb 2016 #116

Lol Quackers Feb 2016 #119

Sounds like it was a hell of an impact. I'm glad you're okay. Spitfire of ATJ Feb 2016 #74

Thanks! Quackers Feb 2016 #111

Were the roads slick? Spitfire of ATJ Feb 2016 #112

Not a bit. Quackers Feb 2016 #115

Good. If you had bounced off each other the g forces would have been higher. Spitfire of ATJ Feb 2016 #117

I can tell you this much Quackers Feb 2016 #120

If you were in a big rig hauling iron pipe you might not have felt it.... Spitfire of ATJ Feb 2016 #122

That sucks... awoke_in_2003 Feb 2016 #81

The rear impacts can be a beast when you don't expect them. Quackers Feb 2016 #113

Oh my god - I'm glad you're ok and I wish you a speedy recovery. myrna minx Feb 2016 #108

Thank you, minx! Quackers Feb 2016 #114

Best Wishes for You peabody Feb 2016 #118

Thank you, I will. Quackers Feb 2016 #121

Don't feel guilty about it. peabody Feb 2016 #123

Honestly, I've been trying my damnedest to raise funds for my Service Dog. Quackers Feb 2016 #125

I just brought you a little closer to your goal. peabody Feb 2016 #130

Peabody, thank you! People really don't understand how much it actually cost Quackers Feb 2016 #132

So sorry! tavernier Feb 2016 #124

Thank you! Quackers Feb 2016 #126

Yeah, I'd call that a rough day. 2naSalit Feb 2016 #127

Thank you! Quackers Feb 2016 #128

PLEASE see a lawyer right away... Whiskeytide Feb 2016 #129

Thankfully I owned the vehicle. No payments due. Quackers Feb 2016 #131

I know what that's like... Archae Feb 2016 #134

So sorry to hear this Nite Owl Feb 2016 #133

Thank you! Quackers Feb 2016 #135

A natural herb from a flower called Arnica is very good for muscle pain lunatica Feb 2016 #136

I was going to warn you that you'd be in a lot of pain today malaise Feb 2016 #139

Funny thing is Quackers Feb 2016 #140

Yep - back and neck malaise Feb 2016 #141

They gave me a muscle relaxer and pain meds Quackers Feb 2016 #142

I just read your gofundme and started tearing up... snooper2 Feb 2016 #137

Thank you, snooper! Quackers Feb 2016 #138

Just an update Quackers Feb 2016 #143

I am glad you escaped without any serious injury. RebelOne Feb 2016 #144

Thank you Quackers Feb 2016 #145

Estimate came in. Quackers Feb 2016 #148