401ks are a shit sandwich, full of fees that go to brokers.

They only benefit those that can afford to contribute. Many cannot.

It is all part of the race to the bottom for workers. Corporations screw everyone, all the time, whenever they can get away with it, with the complicity of both political parties. Black workers have it worse because they started from a worse position.

Fuck capitalism.

Also this is why the hatred for government employees is so effective. We still (on the state level, at least) have actual pensions. Not huge ones, as is erroneously reported in the media, but real ones. So, of course, the right wing needs to pit various workers against one another. Instead of mandating a return to a pension system for everyone, they are bent on tearing down the few good jobs left.