Sorry, We Don’t Take Obamacare

[basselope]

83. Make sure to talk to your provider first.

In my case what happened was UCLA medical was not covering any Blue Shield of CA policies purchased via the exchange. HOWEVER, when I went to their (blue shield's) website and purchased directly (not using covered california) then it was accepted. There is a slight difference in how they code the coverage and how they pay, which is (what I am told) is the reason they weren't accepting the "exchange" coverage, but the identical thing purchased directly from the company was another story.

The cost was identical. Coverage was identical. One was just through the exchange and one was directly through the company website.

BTW.. IF you do this, don't think that adding a dental plan will take away from the need for your policy to have pediatric dental, even if you are getting dental coverage for your kid. Once we found out we were basically paying twice for dental coverage, we opted against it, because it is basically a rip off anyway when bought individually.