Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

StarzGuy

(254 posts)
84. I didn't realize it at the time that I was one paycheck away from disaster...
Fri May 27, 2016, 12:17 PM
May 2016

...one paycheck and major illnesses led to my demise. I once was a middle class member with a job that payed the bills. I am not saying that my employment did much more. After all back in 1978 with my first teaching contract I earned a whooping $10,400 while my roommate ended up with a great IBM contract at least 3 times more than I was about to earn. Yet, we both had the same level of education, both of us earned our Master's Degree, his an MBA, mine Educational Administration.

I never made enough to put away for retirement until way too late. After 35 years of teaching (never was able to land an administration job) I ended up disabled. I lost my home and had to use what little I had put away to survive until my disability was approved, nearly 9 months after I became disabled and had to retire. No income during the 9 month waiting period.

Now, with no additional savings and no prospect of ever reentering the work force I can't even make it through a month without having an overdrawn checking account. After rent, utilities and car payment there is virtually little money left for other basic like food, medicine, prescriptions, etc. Now, even St Mary's Food Bank have income limits. I am just a bit over the limit so I no longer qualify for food assistance.

The article speaks to me more accurately than you can imagine. The future is bleak for average persons in the US regardless who is elected president.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Not so much a 'march' then a 'limp' angstlessk May 2016 #1
Yea... the time for that march was about 30 fucking years ago when they were 30 years old GummyBearz May 2016 #16
This 63 year old leftinportland May 2016 #18
Thank you for your individual effort GummyBearz May 2016 #38
Blaming an entire generation for today's problems is soooo wrong headed. leftinportland May 2016 #49
hahaha GummyBearz May 2016 #59
Don't trust anyone over 30 leftinportland May 2016 #67
Don't sweat it GummyBearz May 2016 #68
Doing a great job so far. kacekwl May 2016 #94
You clean it up by reversing reaganomics and embracing democratic socialism Jackie Wilson Said May 2016 #101
Not only that but they cooed and marveled at the cheap goods from China. Jesus Malverde May 2016 #23
Massive plus one! Enthusiast May 2016 #28
Even now many people here justify shopping at WalMart SheilaT May 2016 #54
I understand shopping there if you have to. Jesus Malverde May 2016 #57
If there is literally no other store within fifty miles or so, then I'd understand. SheilaT May 2016 #60
No on should step one foot in WalMart Silver_Witch May 2016 #71
Personally, I hate Wal-Mart. Stonepounder May 2016 #74
Who is this 'they'? I'm 63, I voted against Reagan twice and against Bush the first twice. Enthusiast May 2016 #27
I give you my thanks GummyBearz May 2016 #37
Remember, there were lots of older voters not of my generation at the time. Enthusiast May 2016 #39
And your generation has given us G W Bush edhopper May 2016 #50
Wrong GummyBearz May 2016 #58
If I remember correctly the demographic of 18 - 29 year olds flat didn't vote Hulk May 2016 #83
You are on a democratic site passiveporcupine May 2016 #97
May I suggest you stop blaming an entire generation pangaia May 2016 #80
I thinly covered that in the post you just replied to GummyBearz May 2016 #82
Ditto. redwitch May 2016 #52
Agreed. Laser102 May 2016 #79
Boomers were the LEAST likely demographic to vote for Reagan Lydia Leftcoast May 2016 #56
Wait a minute. 1966 was the very beginning of Gen-X. kcr May 2016 #66
I'm not saying NO boomers voted for Reagan Lydia Leftcoast May 2016 #76
I'm a gen Xer puffy socks May 2016 #77
This message was self-deleted by its author tenderfoot May 2016 #72
Over 50 more accurate. abelenkpe May 2016 #2
What I was thinking. Eleanors38 May 2016 #4
First thing that came to my mind... Wounded Bear May 2016 #10
And I am rethinking Delphinus May 2016 #99
It's basically where I was at... Wounded Bear May 2016 #104
+1000 At 57 noiretextatique May 2016 #65
This isn't France. hunter May 2016 #3
Retirement for those under 65 is.......... mrmpa May 2016 #7
Huge +1! Enthusiast May 2016 #32
Yikes! Are they saying you are overqualified because of your Masters Degree? I have one too. kerry-is-my-prez May 2016 #63
It is scary............. mrmpa May 2016 #64
And then we end up owning all that money in student loans. I live in Florida so they think people kerry-is-my-prez May 2016 #103
Right! JDPriestly May 2016 #9
Might get some more ideas... ReRe May 2016 #11
Huge +1! Enthusiast May 2016 #31
This^^^ Silver_Witch May 2016 #73
61 doing entry level lead generation, the stuff my sons friends did as summer jobs 4139 May 2016 #5
We start our own businesses and hire malaise May 2016 #6
that is exactly what i did dembotoz May 2016 #21
Mom always told us to find one thing we did well and really liked that was not our planned malaise May 2016 #25
I'm starting yoga teacher training for that very purpose... a la izquierda May 2016 #95
Makes sense malaise May 2016 #96
I have a job, but I'm laying the foundation for self employment in my field if need-be Algernon Moncrieff May 2016 #29
Only way to go malaise May 2016 #30
As a socialist, padfun May 2016 #8
Might have something to reckon with if you add in all those 30, 40 and 50 who are in the jtuck004 May 2016 #12
Old lives matter? nt clarice May 2016 #13
Gray lives matter... Fumesucker May 2016 #15
Crowd source a national fleet of buses OxQQme May 2016 #14
I'm 64... cliffordu May 2016 #17
Im living in my RV in PDX for free. ErikJ May 2016 #20
Great idea Ferd Berfel May 2016 #19
Nothing will change IMO ... Auggie May 2016 #34
TiSA is the globalized services one.. Baobab May 2016 #46
30 years experience in IT and you couldn't get an interview in 11 years?? Wow frankieallen May 2016 #36
If you're over 30 in the IT field AnnieBW May 2016 #40
Crap, I wish you didn't tell me that, I'm 52 in July and I just completed company paid frankieallen May 2016 #44
Not necessarily true. WillowTree May 2016 #61
It depends on your skillset Ferd Berfel May 2016 #86
Oh yeah. I do realize that I got lucky. WillowTree May 2016 #90
One thing is that unless you're immersed in it Ferd Berfel May 2016 #41
The longer I don't have a decent job the harder it get to get a decent job: k8conant May 2016 #53
I'll March! maveric May 2016 #22
I hate to suggest this but Ferd Berfel May 2016 #42
Not only do companies now not want any older workers leftyladyfrommo May 2016 #81
Starting you're own biz isnt' the answer either Ferd Berfel May 2016 #85
I just have my own pet sitting business leftyladyfrommo May 2016 #88
good on ya! Ferd Berfel May 2016 #89
fired johnsolaris May 2016 #24
I guess I don't understand 1939 May 2016 #33
Concentrated ownership allowed one Corp to own most of a town's broadcasters. Octafish May 2016 #45
When I was growing up in Detroit 1939 May 2016 #47
I haven't lived in the Detroit area since 1983 but k8conant May 2016 #55
Problem is that 1939 May 2016 #69
Every major change in this country LiberalCatholic May 2016 #26
Yup. Enthusiast May 2016 #35
Er . . . Iraq War on line 1. HughBeaumont May 2016 #102
K&R smirkymonkey May 2016 #43
expect no help or even acknowledgement of the problem from the dem party KG May 2016 #48
Not only 60somethings, but also 50somethings especially women. Dont call me Shirley May 2016 #51
Good idea! It should be Sanders/Clinton supporters, Indys, Repubs. Everyone should be involved. kerry-is-my-prez May 2016 #62
We had a rally in D.C. on April 14th ! hellraiser69 May 2016 #70
So, what are these people suppose to do? Helen Borg May 2016 #75
Those who are forced to look for work at that age break my heart. What's wrong with us? Laser102 May 2016 #78
I didn't realize it at the time that I was one paycheck away from disaster... StarzGuy May 2016 #84
I am sorry. Delphinus May 2016 #100
My two brothers are in the same boat LittleGirl May 2016 #87
drop the retirement age to 60 or even 55... lakeguy May 2016 #91
Amen! Phlem May 2016 #92
Love to join you kacekwl May 2016 #93
Will the bus ride to DC be free? Boomerproud May 2016 #98
Latest Discussions»General Discussion»'There Should Be a March ...»Reply #84