General Discussion
In reply to the discussion: Getting more conservative as you get older? [View all]Gormy Cuss
(30,884 posts)Even with a gold plated plan you'll drown in a sea of paperwork and pay a seemingly endless stream of small co-pays until you reach your annual limits. You'll also have treatments denied based on cost alone without regard to whether alternative approaches are more burdensome on your body and your time.
If you're unlucky, you'll see that your similarly ill relatives who don't have the $$ for more than basic plans make bad choices because they can't pay for the good ones. You'll get better, they don't.
Single payer (or a similar government controlled health care financing approach) would reduce the paper chase, reduce the complexity of payments, and create a standard level of benefits access to all. So long as individuals are still allowed to buy care outside of the Federal plan, it's a win for all.