So do we jump back in the market with our 401`s?

[Warpy]

7. Well, you can, sort of

If you throw money at it when investors are in full panic and the "experts" are dooming and glooming full blast, you'll be buying low.

Jumping back in now when it's high is not smart if your nest egg is small, you'll do better in an insured money market until the stocks come back to earth for a while.

I didn't jump out in 2008/9 either because most of my stuff is income generating and nothing else is giving much of a return. My income didn't go down until a year ago when hoarding cash instead of paying their stockholders became policy and then it didn't go down much.

I've actually made about 20% more than I inherited and the market has been essentially flat.

Although everybody hates the risk of a rigged market, it's still the place to be, especially if you're looking for income.