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SleeplessinSoCal

(10,384 posts)

5. holy cow!

Reply to bhikkhu (Reply #4)

Sat Dec 3, 2016, 11:20 PM

Dec 2016

We had our original mortgage with WaMu which Chase bought up. We moved it to Union Bank in 2009 to get away from them. So we were advised to bundle through the bank where we also have a small money market account. We also have a credit union. I was gonna try calling SAG to find out if they can advise us.

Thanks so much for your accounting of your experience. It appears that this is not so unusual. And that our timing has been off again. I'm hoping to save $400 a month.

I still think we are all in for horrible banking experiences going forward. Getting rid of red tape (Dodd-Frank) for them is not good news for us.

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Highlight:

Refinancing in Era of Trump [View all] SleeplessinSoCal Dec 2016 OP

K&R. progree Dec 2016 #1

thanks or K&R. SleeplessinSoCal Dec 2016 #2

60 day process we are not even halfway there yet. SleeplessinSoCal Dec 2016 #3

Best of luck bhikkhu Dec 2016 #4

holy cow! SleeplessinSoCal Dec 2016 #5

you should be considering points as well as rate Hamlette Dec 2016 #6

closing costs are high - $3,000. But what choice have we? SleeplessinSoCal Dec 2016 #7

points are part of "closing costs" Hamlette Dec 2016 #8