General Discussion
In reply to the discussion: Mandatory Bicycle Helmet Laws [View all]nadinbrzezinski
(154,021 posts)which you do need to figure out. If this was just about insurance companies why are England (NHS), Canada (Single Payer Health Care), France, (which also has a single payer system, the Netherlands, DITO, Germany, which has a mixture, that could work in the US... all have these laws in the books?
I will even give you the answer....PUBLIC HEALTH.
These are PUBLIC HEALTH measures. Any benefit that your insurance company would get is incidental. It is like vaccines... you do not hold international vaccination campaigns for things like Polio to benefit Blue Cross of California, though Blue Cross is a beneficiary, no iron lungs and all that jazz. I am willing to bet, you do not want to be in an iron lung either. I am also willing to bet, once you think about it, you do not want to have severe cognitive and language issues.