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In reply to the discussion: Health Savings Accounts [View all]

pangaia

(24,324 posts)
46. That is kinda my point.
Fri Jan 13, 2017, 11:33 PM
Jan 2017

I did just google HDIPs in New York State, where I live, just for a few examples...

So I understand it better..

I have Medicare with a gap plan so it doesn't affect me, at least not yet. :&gt )

But was/am curious about the details..
SINGLE PAYER !!! MEDICARE FORE ALL...!!!

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Health Savings Accounts [View all] mexit Jan 2017 OP
Isn't that just universal care by another name? Locut0s Jan 2017 #1
Yes and mexit Jan 2017 #21
That means if a kid contracts cancer Warpy Jan 2017 #2
You missed the part mexit Jan 2017 #22
If you think that's going to happen Warpy Jan 2017 #25
sarcasm... sarcasm..... pangaia Jan 2017 #27
That's not a health savings account. You're describing humane health care. Vinca Jan 2017 #3
But you'll WISELY evaluate your medical spending choices, resulting in competition and lower costs.. brooklynite Jan 2017 #5
Doesn't everyone unconscious on an emergency room gurney?? Vinca Jan 2017 #6
Or when you're having chest pains call around to find out which hospital has the cheapest dflprincess Jan 2017 #32
Very well put. But the GOP will describe HSA accounts guillaumeb Jan 2017 #8
And Freedom isn't FREE!!1!! Cal Carpenter Jan 2017 #16
I understand. It does make a great, if confusing slogan. guillaumeb Jan 2017 #20
Thank you mexit Jan 2017 #23
Welcome to DU. guillaumeb Jan 2017 #63
I worked for a company that had HSAs. greatauntoftriplets Jan 2017 #10
If you spent the entire HSA during a calendar year, does the company give you more money? LastLiberal in PalmSprings Jan 2017 #12
the least they could do is roll it over. mopinko Jan 2017 #13
That would have been nice. greatauntoftriplets Jan 2017 #19
Of course not! greatauntoftriplets Jan 2017 #17
That's an FSA, not an HSA central scrutinizer Jan 2017 #15
They called it HSA, whatever it was. greatauntoftriplets Jan 2017 #18
They could not legally call it an HSA, because HSA has a specific legal meaning - Ms. Toad Jan 2017 #36
That's an FSA. With a true HSA the money carries over The Velveteen Ocelot Jan 2017 #24
That was an FSA (Flexible Spending Account), not an HSA. WillowTree Jan 2017 #47
That's an FSA haele Jan 2017 #48
This was my experience, too. herding cats Jan 2017 #56
To review: in the United States citizens are expected to dflprincess Jan 2017 #37
America is a ripoff BeyondGeography Jan 2017 #54
jeez Skittles Jan 2017 #4
HSAs work great for healthy individuals with lots of disposable income Freethinker65 Jan 2017 #7
Glad you put this up. Wellstone ruled Jan 2017 #11
I think the OPer was engaging in a little sarcasm..... pangaia Jan 2017 #28
Ah? Certainly hope so, but the GOP has been floating the HSA idea as an alternative Freethinker65 Jan 2017 #30
See my post... pangaia Jan 2017 #31
Agreed, it forces workers into high deductible policies Freethinker65 Jan 2017 #41
If it's like a co-worker's HSA account, maybe. His wife's employer paid the entire premium and... Buckeye_Democrat Jan 2017 #9
What do you mean by 'premium?' Why would an HSA have a premium? pangaia Jan 2017 #33
HSAs are paired with a high-deductible insurance policy. subterranean Jan 2017 #55
Thanks,, I figured this out last night with the help of a poster here. pangaia Jan 2017 #64
It wasn't a flexible spending account (FSA). It was insurance, an HSA. Buckeye_Democrat Jan 2017 #59
Thanks. I especially like your last paragraph. :)) pangaia Jan 2017 #65
That is not a HSA (which is just a savings account that will be destroyed by any serious costs) anneboleyn Jan 2017 #42
HSAs work well for those of us that are older and have Ilsa Jan 2017 #14
Do you have enough to pay for, oh say.... $450,000 in chemo treatments, radiation treatments, pangaia Jan 2017 #29
HSA doesn't mean that there is no insurance taught_me_patience Jan 2017 #35
Humm,, interesting. pangaia Jan 2017 #38
Yes but dflprincess Jan 2017 #44
That is kinda my point. pangaia Jan 2017 #46
Yes exactly taught_me_patience Jan 2017 #45
Got it. pangaia Jan 2017 #49
correct taught_me_patience Jan 2017 #51
I never in a million years thought I would ever see anything good in an HSA, pangaia Jan 2017 #53
OK,, just googled it.. I got it... pangaia Jan 2017 #40
Single.Payer. onecaliberal Jan 2017 #26
HSAs are another Wall Street scam dflprincess Jan 2017 #34
HSAs are great and are a better choice for most than most traditional plans taught_me_patience Jan 2017 #39
Um, no. One MRI costs 5k. Treatment for heart disease, diabetes, or cancer would wipe out anneboleyn Jan 2017 #43
Actually, you pay the insurance negotiated rate taught_me_patience Jan 2017 #50
But they're going to charge you the insurance rate for the MRI. Yavin4 Jan 2017 #58
You've never had any medical bills have you? Yavin4 Jan 2017 #57
This person has no clue. Dave Starsky Jan 2017 #60
69% of Americans have less than $1000 in their savings accounts. stopbush Jan 2017 #52
What if you are not born here? HoneyBadger Jan 2017 #61
Inadvertently got into an HSA last year DeminPennswoods Jan 2017 #62
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