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LooseWilly

(4,477 posts)
25. Employers can, however, get a waiver to allow them to provide shoddy coverage far below aca minimums
Mon Jun 25, 2012, 06:25 PM
Jun 2012

based on the "burden" that would otherwise fall on the employees were the company to offer coverage that meets the law's standards to their employees.

There is no mandate that the minimum health benefits of the law be charged in a progressive fashion based on employees' wages, in a like-manner to income taxes which are progressive... and so the "progressive" answer to low wage employees is to simply give the companies a waiver so they don't have to provide, and neitherwise does an insurer have to provide, "full" benefits to low-wage employees... but employers who provide sub-minimum benefits with a waiver do not have to pay a penalty.

Likewise, if an employees has "health insurance" (sub-minimum benefits provided by virtue of a waiver), then that employee does not qualify for any government subsidized programs.

Voilá — shitty sub-minimum benefits for the "wage slave" working class, and if you are laid off or what have you— and find yourself desperate enough to take one of those shitty jobs... then you are mandated to pay whatever the insurance company (in collaboration with your employer) charges. If you try to "opt out" of the sub-minimum benefit plan, then you will not qualify for a government run system... you will pay a tax penalty on your already anemic pay.

Bejesus, what a brilliant system...

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to clarify, i think aca is not a great law, and the "mandate" is central to its problems unblock Jun 2012 #1
The 16th Amendment made income taxes constitutional. Laelth Jun 2012 #27
+1 nashville_brook Jun 2012 #30
but the "mandate" *is* an income tax because there's a poverty exemption. unblock Jun 2012 #34
Never before ... Laelth Jun 2012 #39
the income tax is replete with taxes you must pay, and many ways to reduce your taxes unblock Jun 2012 #41
It is an extra burden on a generation that's getting the "short end of the stick". MrTriumph Jun 2012 #2
I very much want it struck down.... mike_c Jun 2012 #3
Wrong ProSense Jun 2012 #7
a voucher that would increasingly shift the burden of paying for insurance... mike_c Jun 2012 #12
Or ProSense Jun 2012 #14
Employers can, however, get a waiver to allow them to provide shoddy coverage far below aca minimums LooseWilly Jun 2012 #25
Its cheaper for a company to drop their coverage and pay the fine. riderinthestorm Jun 2012 #32
+1 Poll_Blind Jun 2012 #38
Absolutely not. If they do, it tears at the legal foundation of a myriad of other social programs. pnwmom Jun 2012 #4
No, Medicaid and Medicare have nothing to do with being mandated EFerrari Jun 2012 #17
Yes but I don't expect them to. Uncle Joe Jun 2012 #5
imagine the pressure this money is putting on the supremes. nashville_brook Jun 2012 #33
MONEY FOR NOTHING! Those CEOs are disgusting individuals if they think that SammyWinstonJack Jun 2012 #36
Yes, ProSense Jun 2012 #6
so that's a no.... Motown_Johnny Jun 2012 #10
Correct. What ProSense Jun 2012 #13
Medicaid was created in 1965. Established, if not settled, law by now. Motown_Johnny Jun 2012 #16
Actually, ProSense Jun 2012 #19
Supreme Court unlikely to strike Medicaid expansion from Affordable Care Act Motown_Johnny Jun 2012 #22
No. Without the mandate, they will be able to strike down the entire thing. dawg Jun 2012 #8
As a stand alone clause, yes.... if it takes other parts of the law with it, no. Motown_Johnny Jun 2012 #9
I think the mandate is the foundation of the whole thing Bryn Jun 2012 #11
I see the mandate as a poison pill for the rest, the good parts will be eroded or discarded Uncle Joe Jun 2012 #15
Right there with you, Uncle Joe. EFerrari Jun 2012 #18
I hear you, EFerrari and considering the long term impact of Citizens United and the mandate, Uncle Joe Jun 2012 #21
I'm afraid what CU did in WI is only the smallest tip of the iceberg. n/t EFerrari Jun 2012 #23
I'm not really against the mandate, I fear the potential for future abuse of the mandate. HereSince1628 Jun 2012 #20
I'm still against it in principle but no I do not want it overturned, because I fear that a negative FLAprogressive Jun 2012 #24
I absolutely want the mandate struck down as unconstitutional. Laelth Jun 2012 #26
+1 leftstreet Jun 2012 #28
+1 Poll_Blind Jun 2012 #29
while i don't want to see Obama "suffer a setback," striking the Individual Mandate is the right nashville_brook Jun 2012 #31
No. I didn't have insurance for 4 years before ACA. And I want it to be 100% upheld... Comrade_McKenzie Jun 2012 #35
Better than nothing.......Sad that we have to settled for better than nothing wrt to health care SammyWinstonJack Jun 2012 #37
it's a tough one for me... fascisthunter Jun 2012 #40
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