General Discussion

Bluenorthwest

(45,319 posts)

17. You need home insurance to carry a mortgage, not to buy a home. Not the same thing.

Reply to progressivebydesign (Reply #16)

Tue Jun 26, 2012, 12:14 PM

Jun 2012

I know folks like to say 'homeowner' when they just hold a mortgage, but the fact is one can simply purchase a home, without a mortgage and thus own the place. A mortgaged property belongs to the bank, which requires you to protect that which you do not yet own. People with a mortgage do not own their homes, they are buying them slowly and the actual owners require the insurance.

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We can compel military service (the draft), but we can't compel health insurance? [View all] OneAngryDemocrat Jun 2012 OP

The US hasn't had a draft for nearly 40 years Art_from_Ark Jun 2012 #1

But it can be brought back at any time SickOfTheOnePct Jun 2012 #2

Sure, there is registration for Selective Service Art_from_Ark Jun 2012 #3

Distinction without a difference. lumberjack_jeff Jun 2012 #12

"Unpopular" doesn't mean "Unconstitutional" OneAngryDemocrat Jun 2012 #5

Not sure why you think the necessary and proper clause comes into play with ACA n/t SickOfTheOnePct Jun 2012 #4

Because ACA was a piece of Democrat legislation Puzzledtraveller Jun 2012 #7

Democratic. Not Democrat. jeff47 Jun 2012 #21

It is Republican in it's approach to expanding coverage Motown_Johnny Jun 2012 #48

Because the mandate becomes necessary when you remove pre-existing conditions jeff47 Jun 2012 #10

That explains the mandates used in many other countries. It fails to address the ACA specifics Bluenorthwest Jun 2012 #11

Actually, most "peer" nations do not use private insurance companies jeff47 Jun 2012 #13

And what about Japan, the Netherlands, Austrailia, France, Germany... Bluenorthwest Jun 2012 #22

None of those countries do use private insurance for basic care. jeff47 Jun 2012 #31

Actually, Germany does use private health insurance. Selatius Jun 2012 #37

That sounds like an excellent solution. Puzzledtraveller Jun 2012 #68

You've misunderstood what the necessary and proper clause is SickOfTheOnePct Jun 2012 #25

Those powers include regulating commerce. jeff47 Jun 2012 #33

Yes, commerce can be regulated SickOfTheOnePct Jun 2012 #35

They already have regulations that force people to take part in commerce. jeff47 Jun 2012 #49

The mandate isn't necessary for the govt. to be able to regulate commerce. Bake Jun 2012 #38

It is necessary for regulating this commerce jeff47 Jun 2012 #47

The good news is you can compel health CARE. kenny blankenship Jun 2012 #6

No one is saying we can't compel health care AngryAmish Jun 2012 #8

Drafting someone forces them to buy a private product 4th law of robotics Jun 2012 #9

Soldiers going to war to protect our 'national interests' in oily nations isn't crossing the line? freshwest Jun 2012 #28

You're talking two different things 4th law of robotics Jun 2012 #56

The complaint is money. freshwest Jun 2012 #57

Ok . . . ? 4th law of robotics Jun 2012 #58

The Constitution gives the Congress the authority to raise and support armies. Specifically. Bluenorthwest Jun 2012 #14

Please Read the Constitution. NCTraveler Jun 2012 #15

it's actually quite comical ProdigalJunkMail Jun 2012 #20

The point is moot. The ACA doesn't force anyone to buy health insurance. phleshdef Jun 2012 #23

good point, that is exactly what would happen treestar Jun 2012 #26

Some people seem to equate INSURANCE with HEALTHCARE. They are not the same Vincardog Jun 2012 #34

Some people act like health care does not have to be paid for somehow treestar Jun 2012 #46

Some people seem to think that other people are suggesting that they don't want to pay Vincardog Jun 2012 #62

Do you realize how stupid that argument sounds? phleshdef Jun 2012 #64

Why should my health CARE depend on a private finance company making PROFITS? Vincardog Jun 2012 #70

I'm in complete agreement that there should be non-privatized option available to everyone. phleshdef Jun 2012 #71

Yesterday... OneAngryDemocrat Jun 2012 #40

Wars are paid for by taxes SickOfTheOnePct Jun 2012 #44

But I've wondered how they can require car insurance... progressivebydesign Jun 2012 #16

You need home insurance to carry a mortgage, not to buy a home. Not the same thing. Bluenorthwest Jun 2012 #17

The federal government doesn't require car insurance hughee99 Jun 2012 #19

The state can require that you purchase auto insurance IF YOU CHOOSE TO BUY A CAR. Bake Jun 2012 #39

Therein lies the crux of my question... OneAngryDemocrat Jun 2012 #41

Here's the difference: driving itself is optional. You don't have to have a car. Bake Jun 2012 #45

But if everyone was forced... meaculpa2011 Jun 2012 #54

Because the constitution explicitly gives the federal government the power to hughee99 Jun 2012 #18

It doesn't say that there can be public health care either treestar Jun 2012 #27

It's not about forcing you to use it, it's about forcing you to buy it. hughee99 Jun 2012 #51

How would that be so much different? treestar Jun 2012 #53

Sadly, I think they might be right in this one instance. hughee99 Jun 2012 #59

Why add the layer of bureaucracy of having the treestar Jun 2012 #60

It's the difference between entering a contract with your government hughee99 Jun 2012 #61

I am using a broad interpretation... OneAngryDemocrat Jun 2012 #42

I understand. hughee99 Jun 2012 #52

Crappy Hubris!!! OneAngryDemocrat Jun 2012 #67

What? hughee99 Jun 2012 #69

Why does it matter? The ACA doesn't force people to buy health insurance. phleshdef Jun 2012 #24

But it compels us to do so under penalty should we fail. MrTriumph Jun 2012 #29

Which means you don't have to buy it. Period. phleshdef Jun 2012 #63

Hey, I do buy health insurance. But it should not be required. MrTriumph Jun 2012 #65

Tell that to all the people who can personally testify to it being a life saving bill. phleshdef Jun 2012 #66

I don't need or want insurance. xchrom Jun 2012 #30

Congress has the specific enumerated power to provide and maintain an effective miltary. OneTenthofOnePercent Jun 2012 #32

Ironically, it is debatable because it requires payment to private business. Egalitarian Thug Jun 2012 #36

The answer to your question is, yes. eom yawnmaster Jun 2012 #43

You honestly don't see the difference? Wow... Bonobo Jun 2012 #50

The Draft should have never existed. Zalatix Jun 2012 #55