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jeff47

(26,549 posts)
31. None of those countries do use private insurance for basic care.
Tue Jun 26, 2012, 06:42 PM
Jun 2012
And you do understand that a percentage of a number the industry names does not promise affordability.

It means they do not have unlimited profit, which was your concern in your previous post.

Affordability will depend on the cost of care itself, which has to be controlled using other methods. If we had single payer paid via taxes, that would still be the case. Arbitrarily setting the price low doesn't make the care affordable, it creates a shortage.

And what aspect of their profits is so important that actual care should be reduced to maintain that profit?

You have that backwards. The medical loss ratio limit means reducing care reduces their profit. Reducing care means they pay less for care, which reduces the 15/20% they can use for overhead and profit.

Keeping those crooks in the loop, huge error, and exactly why the 'reform' is not well liked.

Blame your Tea Party neighbors. Medicare for all would work much better, but that is not going to pass by itself for decades.

But instead of sitting there steaming over the mandate, make it lead to the outcome we want.

We will all be insured via state exchanges in the relatively near future. The "Cadillac plan tax" will basically make it too expensive for employer-based coverage. That is actually a good thing - health care and employment should not be linked.

So what we need is those exchanges to be single payer or have a public option. This will be relatively easy to accomplish in the blue states. Once established in the blue states, the lack of dead blue-staters and the lower costs will make it easy to pass in purple states, and then eventually in some red states.

Once people are in de facto single-payer through the exchanges, a national single payer will be easy to pass because Republicans won't be able to create fear over "government healthcare".

Yes, the ACA has parts that suck. But we can use the law itself to eliminate those parts that suck. Throwing it away over the parts that suck will cause healthcare reform to be abandoned for another 20 years. Just like last time. And the time before that. And the time before that. And the time before that. And the time before that.

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The US hasn't had a draft for nearly 40 years Art_from_Ark Jun 2012 #1
But it can be brought back at any time SickOfTheOnePct Jun 2012 #2
Sure, there is registration for Selective Service Art_from_Ark Jun 2012 #3
Distinction without a difference. lumberjack_jeff Jun 2012 #12
"Unpopular" doesn't mean "Unconstitutional" OneAngryDemocrat Jun 2012 #5
Not sure why you think the necessary and proper clause comes into play with ACA n/t SickOfTheOnePct Jun 2012 #4
Because ACA was a piece of Democrat legislation Puzzledtraveller Jun 2012 #7
Democratic. Not Democrat. jeff47 Jun 2012 #21
It is Republican in it's approach to expanding coverage Motown_Johnny Jun 2012 #48
Because the mandate becomes necessary when you remove pre-existing conditions jeff47 Jun 2012 #10
That explains the mandates used in many other countries. It fails to address the ACA specifics Bluenorthwest Jun 2012 #11
Actually, most "peer" nations do not use private insurance companies jeff47 Jun 2012 #13
And what about Japan, the Netherlands, Austrailia, France, Germany... Bluenorthwest Jun 2012 #22
None of those countries do use private insurance for basic care. jeff47 Jun 2012 #31
Actually, Germany does use private health insurance. Selatius Jun 2012 #37
That sounds like an excellent solution. Puzzledtraveller Jun 2012 #68
You've misunderstood what the necessary and proper clause is SickOfTheOnePct Jun 2012 #25
Those powers include regulating commerce. jeff47 Jun 2012 #33
Yes, commerce can be regulated SickOfTheOnePct Jun 2012 #35
They already have regulations that force people to take part in commerce. jeff47 Jun 2012 #49
The mandate isn't necessary for the govt. to be able to regulate commerce. Bake Jun 2012 #38
It is necessary for regulating this commerce jeff47 Jun 2012 #47
The good news is you can compel health CARE. kenny blankenship Jun 2012 #6
No one is saying we can't compel health care AngryAmish Jun 2012 #8
Drafting someone forces them to buy a private product 4th law of robotics Jun 2012 #9
Soldiers going to war to protect our 'national interests' in oily nations isn't crossing the line? freshwest Jun 2012 #28
You're talking two different things 4th law of robotics Jun 2012 #56
The complaint is money. freshwest Jun 2012 #57
Ok . . . ? 4th law of robotics Jun 2012 #58
The Constitution gives the Congress the authority to raise and support armies. Specifically. Bluenorthwest Jun 2012 #14
Please Read the Constitution. NCTraveler Jun 2012 #15
it's actually quite comical ProdigalJunkMail Jun 2012 #20
The point is moot. The ACA doesn't force anyone to buy health insurance. phleshdef Jun 2012 #23
good point, that is exactly what would happen treestar Jun 2012 #26
Some people seem to equate INSURANCE with HEALTHCARE. They are not the same Vincardog Jun 2012 #34
Some people act like health care does not have to be paid for somehow treestar Jun 2012 #46
Some people seem to think that other people are suggesting that they don't want to pay Vincardog Jun 2012 #62
Do you realize how stupid that argument sounds? phleshdef Jun 2012 #64
Why should my health CARE depend on a private finance company making PROFITS? Vincardog Jun 2012 #70
I'm in complete agreement that there should be non-privatized option available to everyone. phleshdef Jun 2012 #71
Yesterday... OneAngryDemocrat Jun 2012 #40
Wars are paid for by taxes SickOfTheOnePct Jun 2012 #44
But I've wondered how they can require car insurance... progressivebydesign Jun 2012 #16
You need home insurance to carry a mortgage, not to buy a home. Not the same thing. Bluenorthwest Jun 2012 #17
The federal government doesn't require car insurance hughee99 Jun 2012 #19
The state can require that you purchase auto insurance IF YOU CHOOSE TO BUY A CAR. Bake Jun 2012 #39
Therein lies the crux of my question... OneAngryDemocrat Jun 2012 #41
Here's the difference: driving itself is optional. You don't have to have a car. Bake Jun 2012 #45
But if everyone was forced... meaculpa2011 Jun 2012 #54
Because the constitution explicitly gives the federal government the power to hughee99 Jun 2012 #18
It doesn't say that there can be public health care either treestar Jun 2012 #27
It's not about forcing you to use it, it's about forcing you to buy it. hughee99 Jun 2012 #51
How would that be so much different? treestar Jun 2012 #53
Sadly, I think they might be right in this one instance. hughee99 Jun 2012 #59
Why add the layer of bureaucracy of having the treestar Jun 2012 #60
It's the difference between entering a contract with your government hughee99 Jun 2012 #61
I am using a broad interpretation... OneAngryDemocrat Jun 2012 #42
I understand. hughee99 Jun 2012 #52
Crappy Hubris!!! OneAngryDemocrat Jun 2012 #67
What? hughee99 Jun 2012 #69
Why does it matter? The ACA doesn't force people to buy health insurance. phleshdef Jun 2012 #24
But it compels us to do so under penalty should we fail. MrTriumph Jun 2012 #29
Which means you don't have to buy it. Period. phleshdef Jun 2012 #63
Hey, I do buy health insurance. But it should not be required. MrTriumph Jun 2012 #65
Tell that to all the people who can personally testify to it being a life saving bill. phleshdef Jun 2012 #66
I don't need or want insurance. xchrom Jun 2012 #30
Congress has the specific enumerated power to provide and maintain an effective miltary. OneTenthofOnePercent Jun 2012 #32
Ironically, it is debatable because it requires payment to private business. Egalitarian Thug Jun 2012 #36
The answer to your question is, yes. eom yawnmaster Jun 2012 #43
You honestly don't see the difference? Wow... Bonobo Jun 2012 #50
The Draft should have never existed. Zalatix Jun 2012 #55
Latest Discussions»General Discussion»We can compel military se...»Reply #31