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WillowTree

(5,348 posts)

33. Maybe, maybe not. I haven't heard anything to that effect. Not yet, anyway.

Wed Feb 8, 2017, 09:39 AM

Feb 2017

The OP states that HSAs are a scam. As of now, they are not. I wasn't trying to predict the future.........as you seem to be. doing.

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The Scam that is Health Savings Accounts [View all] The_Voice_of_Reason Feb 2017 OP

This message was self-deleted by its author madaboutharry Feb 2017 #1

BINGO..... The_Voice_of_Reason Feb 2017 #4

It sounds as if you don't understand that you're not trying to save the whole $250,000. WillowTree Feb 2017 #11

"not those in minimum or near-minimum wage jobs" susanna Feb 2017 #19

Characteristics of Minimum wage workers melm00se Feb 2017 #26

Thank you for the explanation. This helps a great deal. n/t susanna Feb 2017 #35

I don't know why you think I would know "what percentage of people" are making minimum wage. WillowTree Feb 2017 #32

Because HSAs are not going to work for that percentage of people. n/t susanna Feb 2017 #36

And.....................? Why do you think they have to work for everyone? WillowTree Feb 2017 #37

that's what it is NOW Skittles Feb 2017 #21

Maybe, maybe not. I haven't heard anything to that effect. Not yet, anyway. WillowTree Feb 2017 #33

they are a scam in that they greatly benefit higher earners more than they help people Skittles Feb 2017 #34

How does this harm anyone? WillowTree Feb 2017 #38

they're fine right now (assuming you can afford to contribute) Skittles Feb 2017 #39

If you say so. WillowTree Feb 2017 #41

Like you said Yupster Feb 2017 #15

Ok. madaboutharry Feb 2017 #16

all hsa's do is let you get a tax deduction (not a credit) for certain medical expenses unblock Feb 2017 #2

Thank you. n/t susanna Feb 2017 #20

I doubt that Bill Gates bothers with HSA. There are another class of tax payers that get a big grantcart Feb 2017 #42

That's not entirely correct. WillowTree Feb 2017 #43

Those tax credits are a big scam, also Warpy Feb 2017 #3

If we stopped putting The_Voice_of_Reason Feb 2017 #5

Many of them weren't wealthy when they got to Congress Warpy Feb 2017 #6

That's RIGHT. They are also pushing another idea that's just as deceptive and bad! napi21 Feb 2017 #7

HSA at my employment (large corp) rickford66 Feb 2017 #8

That is not how health savings accounts work.. not that they are anything to brag about, anyway pangaia Feb 2017 #9

I agree with most of what you wrote, but... subterranean Feb 2017 #10

All True, But RobinA Feb 2017 #29

You're confusing HSA with FSA tammywammy Feb 2017 #30

HSAs are great ... cvoogt Feb 2017 #12

One more apparent misunderstanding. WillowTree Feb 2017 #13

not a misunderstanding. cvoogt Feb 2017 #18

I've had a great experience with HSAs. Your characterization is wrong taught_me_patience Feb 2017 #14

I love my HSA too Yupster Feb 2017 #17

How old are you, if you don't mind my asking? susanna Feb 2017 #22

In his case, since it seems his employer offers different plans he could then switch stevenleser Feb 2017 #23

Either way, my point stands. susanna Feb 2017 #24

Use the accumulated savings would be my guess mythology Feb 2017 #27

I've had great experiance, also - but I can afford them now when I couldn't 6 years ago. haele Feb 2017 #44

HSA's themselves are fine and not a scam. fescuerescue Feb 2017 #25

Like many things melm00se Feb 2017 #28

actually, the high deductible trend IS a scam Skittles Feb 2017 #40

One other feature about HSAs is the fact the income is exempt from exboyfil Feb 2017 #31