General Discussion
In reply to the discussion: Every American citizen is now required to help make insurance corporations richer. Enjoy! [View all]zipplewrath
(16,698 posts)It was the specific intent that MOST people wouldn't notice at all. And they succeeded. The single most common impact (which is still a minority) was that peoples rates went up. All the other benefits impacted a small minority of the population. Only around an additional 7-12% of the population will get health care that didn't have it before, some by mandate. Roughly 1% will cover their kids under their policy at 26 yrs old. I forget the number, but something like 20% saw certain diagnostic procedures covered at 100% (they already were for many people). Some 7%? will now be able to get insurance despite a pre-existing condition. Some additional percentage (single digits IIRC) had insurance but a pre-existing condition was exempt.
But all those folks (single digits again) that already had insurance but couldn't afford to use it, will still not be able to use it. The rate of inflation of health CARE is still estimated to rise at around 7% per year for EVERYONE.
We still haven't done anything about the cost of health CARE. And the 15% rule now incentivizes the insurance companies to allow rates to rise.