Well, once again, we the people have lost.

[frazzled]

90. Tell that to my friends

Whose son, at age 24, was caught in a house fire and suffered severe brain damage from smoke inhalation. He was in ICU in a coma for three months, in a critical brain rehab for 9 months, and in a nursing home for more than a year now. He still can't talk and he can't walk and he will need care for the rest of his life.

That, as well as minor and major things, can happen to any twenty-something. That's why they call it INSURANCE: most of us will not be in an automobile accident or have a fire in our homes, but we carry insurance because in the event something like that should happen, it would devastate our lives. Health care is even more critical.

Don't even go there with "MOST young people." Russian roulette is not a game we should teach them to play.

And PS: if people don't get insurance until they're 40 when they "need" it, the costs for everyone will skyrocket. The system (whether private or public) depends on the well buying in to help offset the costs of their later needs and the very ill, like my friends' son.

These illiberal positions make me crazy.