General Discussion
In reply to the discussion: Every American citizen is now required to help make insurance corporations richer. Enjoy! [View all]Tommykun
(81 posts)I'm unemployed currently, making maybe 10k a year off of odd jobs. There's no way I can afford health insurance for myself and my wife, even if the price dropped to $50 a month for my wife and I. My son is covered by Medicaid so I'm not concerned about that.
Yes, I understand that if you make less than $19k filing jointly that you don't have to pay the tax. However, if I have a a few pretty decent months, I could easily make that $19k but still wouldn't be able to afford health insurance (I have more important concerns such as getting my vehicle fixed, home repairs, and paying up old debts).
How is this fair to the working poor and lower-middle class? It's simply not. Many working poor and lower-middle class depend on tax refunds to pay past-due bills and simply get by for a few weeks. For those that can't afford the monthly expense of health insurance and then are hit with the tax, it will be debilitating if not absolutely destructive to them.
The other provisions in the bill such as requiring 80% of all funds to be used for health care, the pre-existing condition law, and the insurance for children up to 26 years old are all wonderful and I'm glad that stuck. However that mandate and tax just doesn't seem right.