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In reply to the discussion: Every American citizen is now required to help make insurance corporations richer. Enjoy! [View all]JoePhilly
(27,787 posts)She had what is usually a fatal cancer when she was 2. She survived it, but she has lots of medical issues as a result ... like Kidney stones.
When she got sick originally, the insurance tried to deny her coverage, specifically because the survival rate for this cancer was less than 10%. My sister had to beg hospitals to treat her AND, she had to fight the insurance company. In the end, my sister, about to go bankrupt, got the insurance company to settle for less than they should have paid ... she had to take it, she was about to lose her home.
Since them, my Niece could normally only get coverage for basic illness (colds flu) and sports injuries (which she does get). But the insurance companies never wanted to cover anything else ... they'd blame the cancer from when she was 2.
Now they can't do that anymore. And she won't ever have a CAP.
Today is a good day for my sister and her family.