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Electro

(13 posts)
7. I'm a young man
Thu Jun 28, 2012, 11:06 PM
Jun 2012

who suffers from congestive heart failure. I found out soon after being laid off a few months back.

After my health insurance runs out I assume I will have cobra available for whatever amount of time they give, hopefully I can afford the payments.

After that....? Who knows. I'm too young to go on permanent disability, I'd only make 600 or so a month which isn't nearly enough for where I live.

I'll have to get a job, something at a desk so it doesn't interfere with the heart failure (I used to do electrical work which my cardiologist says I absolutely can't do).

My concern has been that even if I find a job with health insurance, they won't cover me for my pre-existing condition. So what would be the point in having insurance if they wouldn't cover me for the most likely things that would happen to me (heart attack, stroke, heart transplant, defibrillator/pacemaker device, etc.)?

So today it SEEMS like there is good news for me. From what I can tell, they won't be able to deny me coverage or charge me way too much for the pre-existing condition. I say "SEEMS" like it because I am not completely sure of the in's and out's of the deal. I wanted to make a new thread asking about it, but I don't have enough posts.

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