Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Ms. Toad

(38,776 posts)
2. Their "Choice" argument is a strawman.
Thu Mar 9, 2017, 12:17 AM
Mar 2017

People have choice now - at least as much as they had before the ACA.

Virtually all insurance plans (ACA or not) have in-network and out-of-network doctors and drug formularies. They have since at least the 80s. If you want to see a doctor out-of-network, you pay more (or perhaps all). Same thing for drugs. I've had to switch doctors when my employer changed insurance companies because my old doctor was not in-network for the new plan. I've had to either switch drugs - or go through lengthy appeal processes to obtain the drug that worked.

This is not new under the ACA - but people who haven't had insurance before haven't necessarily had enough exposure to insurance plans to know how it works.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Latest Discussions»General Discussion»GOP Wants CHOICE in healt...»Reply #2