When many employers stop offering health insurance to their employees...

[quaker bill]

62. It already is even cheaper not to pay for insurance

Without the penalty, businesses would save the entire cost. With the penalty they will save less. They could have done it at any time and saved substantially more.

Businesses are under no obligation at all to provide this benefit to anyone currently.

In 2014 those who are providing insurance can continue to do so at no additional expense due to this law.

In 2014 those who already provide no insurance benefit will have a choice, provide a benefit or pay a tax penalty. Some will choose to be better competitors for employees in the marketplace by providing the benefit. The rest will pay more taxes


Your argument makes no financial sense at all. Employers who voluntarily provide benefits do not do it to save money, as it is always cheaper to not provide benefits. This law will make it somewhat less cheaper to not provide benefits. It will still be cheaper, but less
so.

If you did not see the end of the defined benefit pension coming with the invention of the 401K, then you weren't paying much attention.

Single payer will come about because some states will try it, and it will work and be far less expensive. Once this is proven employers who provide benefits will demand it to reduce costs.