General Discussion

grantcart

(53,061 posts)

3. the collary to this is that since the Medical Loss Ratio fixes the maximum percent that

Fri Mar 24, 2017, 06:08 PM

Mar 2017

can go to insurance companies the only incentive to increase premiums is because increase care has gone up.

In other words they don't get to keep anything over the MLR (they have to return it to policy holders) so they are spending more than anticipated to get people healthy.

That means that more people were worse off than expected. The sooner they get treated the better it is for them, the country (less expenses, higher taxable income) and especially medicare. If people go into medicare healthier it will stop the disastrous first couple of years where doctors are treating all kinds of pent up demand.

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The Real Reason Why Obamacare Premiums Have Gone Up So Much [View all] red dog 1 Mar 2017 OP

Yes Republicans sabotaged the ACA so they could complain about it. gordianot Mar 2017 #1

Very interesting, thanks for sharing! Luciferous Mar 2017 #2

You're welcome. red dog 1 Mar 2017 #4

the collary to this is that since the Medical Loss Ratio fixes the maximum percent that grantcart Mar 2017 #3

your third paragraph is the ONLY mention of this, even tangentially, Gabi Hayes Mar 2017 #36

Well, Rubio's poison may end up leading to a long-term cure. Tatiana Mar 2017 #5

I remember when this came out, and was briefly discussed. Gabi Hayes Mar 2017 #6

I agree with you about the fact that Democratic leaders "haven't hammered this home" red dog 1 Mar 2017 #9

Fines were not high enough either MichMan Mar 2017 #7

K & R... dhill926 Mar 2017 #8

You're welcome red dog 1 Mar 2017 #11

I posted This on March 14. Ccarmona Mar 2017 #10

Excellent! red dog 1 Mar 2017 #12

yup, Republicans deliberately try to ruin the ACA. That should be fixed ASAP & shouted to Congress. Sunlei Mar 2017 #13

Oh Christ! busterbrown Mar 2017 #14

About that brag of Rubio's... Crash2Parties Mar 2017 #15

Kick BadgerMom Mar 2017 #16

Will study this later. KittyWampus Mar 2017 #17

Thanks for this post red dog 1. littlemissmartypants Mar 2017 #18

Why am I only hearing about this now? LAS14 Mar 2017 #19

Me too, first I've heard this! BREMPRO Mar 2017 #20

You mean 'Medicaid' expansion. YOHABLO Mar 2017 #21

Yes, spell check failed me! BREMPRO Mar 2017 #22

Kick LAS14 Mar 2017 #30

I'm surprised this is news to anyone -- but maybe because I'm in Minnesota and we have a crisis progree Mar 2017 #23

Thanks. This is really important to know, they have been sabotaging and keep doing it Kimchijeon Mar 2017 #24

The NY Times article (also cited by Ccarmona) is worth sharing widely MadLinguist Mar 2017 #25

Although I applaud today's lack of a vote, it is likely the end of ACA because GOPers won't fund it, Hoyt Mar 2017 #26

If they can't kill the ACA up front Bayard Mar 2017 #27

I wish our Congressional dems would shout this from the rooftops. pangaia Mar 2017 #28

kick crazylikafox Mar 2017 #29

I seem to recall that health care cost were going up at an insane rate before ACA Exultant Democracy Mar 2017 #31

Important! K&R FailureToCommunicate Mar 2017 #32

But the reason they have the risk in the first place is all the sick people... Honeycombe8 Mar 2017 #33

Thank you. K&R mountain grammy Mar 2017 #34

Why wasn't/isn't this the kneejerk Dem response "Premiums are up because Repubs forced them up." stuffmatters Mar 2017 #35

couldn't agree MORE!!!!! so fricking FRUStrating, isn't it?????? Gabi Hayes Mar 2017 #37