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riderinthestorm

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103. What insurance company and what are the specifics? nt

Reply to quaker bill (Reply #98)

Sun Jul 1, 2012, 12:03 PM

Jul 2012

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When many employers stop offering health insurance to their employees... [View all] riderinthestorm Jun 2012 OP

"professional" companies won't change anything - tech, engineering, etc. banned from Kos Jun 2012 #1

They don't offer good (Wal-Mart) or any (McDonald's) coverage now. OrwellwasRight Jun 2012 #3

But will they be required to pony up that $3000 penalty? banned from Kos Jun 2012 #12

$3000 per is still cheaper than $6000-$10000 per n/t SickOfTheOnePct Jun 2012 #19

Yes, and 0 (current penalty) is cheaper than $3000. OrwellwasRight Jun 2012 #22

They're not paying 0. They're paying thousands for an employee's policy right now nt riderinthestorm Jun 2012 #25

The penalty right now is zero. OrwellwasRight Jun 2012 #33

You are confusing "penalty". Corporations are definitely paying right now. riderinthestorm Jun 2012 #39

YOU are confusing "penalty." OrwellwasRight Jun 2012 #56

You've clearly missed... Chan790 Jun 2012 #68

It seems like having a per-person penalty Art_from_Ark Jul 2012 #97

If they pay the cost now when there is no penalty for dropping it, then OrwellwasRight Jul 2012 #111

What would be the incentive if everybody has insurance? Bandit Jun 2012 #71

The more pressure that builds, from every front, to enact single payer, the better riderinthestorm Jun 2012 #78

Everybody won't have insurance. OrwellwasRight Jul 2012 #110

Employers who don't offer insurance are paying zero. OrwellwasRight Jun 2012 #35

More and more companies are dropping coverage. That's a fact. riderinthestorm Jun 2012 #42

More and more companies were dropping coverage BEFORE the ACA. That's a fact. OrwellwasRight Jun 2012 #52

The penalty will not cause most companies to drop coverage. OrwellwasRight Jun 2012 #21

I thought McD's had a waiver .... not sure about walmart ....nt littlewolf Jun 2012 #36

My point is that not many companies that provide coverage now will drop it. OrwellwasRight Jun 2012 #57

Even the best tech companies like Bell Labs, IBM etc. have dropped pension plans riderinthestorm Jun 2012 #5

Nothing like a 16% 'real' unemployment rate to induce employees to coalition_unwilling Jul 2012 #101

you mean with all those Wal-Mart employees zbdent Jun 2012 #55

Absolutely FALSE. "Contract" work is already the norm in several professional fields. Romulox Jun 2012 #80

Yep. xmas74 Jul 2012 #100

I disagree. OrwellwasRight Jun 2012 #2

Exactly Iggy Jun 2012 #8

I'm no "reich winger" newbie, and I'm advocating FOR a path to single payer. nt riderinthestorm Jun 2012 #14

I'm advocating for single payer too. OrwellwasRight Jun 2012 #16

I didn't say "all" employers but some most certainly will riderinthestorm Jun 2012 #47

See? They are dropping it REGARDLESS of the penalty. OrwellwasRight Jun 2012 #48

Its not an all or nothing thing. I'm not arguing that it is. riderinthestorm Jun 2012 #50

You are though. OrwellwasRight Jun 2012 #53

I'm not. Its in my very first sentence that I qualify it - I never said "all" riderinthestorm Jun 2012 #63

You said enough would drop it to collapse the employer-provided insurance system. OrwellwasRight Jul 2012 #119

So Am I, and the ACA Iggy Jun 2012 #60

Then you don't know the facts of history, do you? Or mathematics? Zalatix Jun 2012 #90

WHAT A LOAD Iggy Jun 2012 #91

It will be cheaper to pay the penalty. riderinthestorm Jun 2012 #9

Yes, and right now it is cheaper to offer nothing. OrwellwasRight Jun 2012 #15

This message was self-deleted by its author Chan790 Jun 2012 #70

How is a penalty cheaper than 0? nt OrwellwasRight Jun 2012 #18

They're not paying 0. They're paying thousands for an employee's policy riderinthestorm Jun 2012 #23

Yes, they currently pay more for insurance, and they could drop it without a penalty. OrwellwasRight Jun 2012 #32

Ok, the disconnect in this thread is simple. TheKentuckian Jun 2012 #37

They are dropping coverage - more and more companies are doing just that. riderinthestorm Jun 2012 #43

Because some have already said they will. Chan790 Jun 2012 #73

Again, this is coming from Iggy Jun 2012 #92

Why are you so invested in maintaining the status quo? Healthcare tied to employment is so great? riderinthestorm Jun 2012 #93

Changing the Subject Iggy Jul 2012 #96

I'm not changing the subject and I've never said "all" companies. Please try to read for accuracy nt riderinthestorm Jul 2012 #102

If you dropped it today, you'd save $3500. If you dropped it after 2014, you'll save $500. lumberjack_jeff Jun 2012 #76

Personally? We can't drop it since my husband has Stage IV, Grade IV lymphoma riderinthestorm Jun 2012 #83

If your experience is the exception rather than the rule lumberjack_jeff Jun 2012 #84

They are dropping it. More and more. Its happening as we speak riderinthestorm Jun 2012 #86

Why would they be offering coverage now? TheKentuckian Jun 2012 #95

A man on the local news said he would probably go to Autumn Jun 2012 #38

You could cut your employees compensation by $3500 without ramifications? n/t lumberjack_jeff Jun 2012 #74

I dunno Jeff, do you think employers haven't already been doing that? riderinthestorm Jun 2012 #85

I know they do and are. lumberjack_jeff Jun 2012 #87

McDonalds and 29 other big companies threatened to do just that. Zalatix Jul 2012 #120

McDonald's doesn't offer real health coverage. OrwellwasRight Jul 2012 #121

Southwest has been mulling dropping coverage for its employees. Zalatix Jul 2012 #122

Sure. I think everyone here agrees with that point. OrwellwasRight Jul 2012 #123

We will simply increase the penalty Motown_Johnny Jun 2012 #4

Remember its been defined now as a "tax" - raising "taxes" will be verrrry difficult imho. nt riderinthestorm Jun 2012 #7

(R)s love raising taxes on the poor, this will be easy Motown_Johnny Jun 2012 #72

Increasing penalties, increasing taxes, increasing premiums and increasing bankruptcies kenny blankenship Jul 2012 #104

Single payer should clearly be the ultimate goal lolly Jun 2012 #6

It will be cheaper to pay the penalty. nt riderinthestorm Jun 2012 #10

Because it's much cheaper to not offer it at all SickOfTheOnePct Jun 2012 #13

+1 nt OrwellwasRight Jun 2012 #24

It would be nice if insurance were separated from employment... PoliticAverse Jun 2012 #11

"insurers will be mandated to give it to them" Ruby the Liberal Jun 2012 #17

Oh, I completely agree. 110% agree but the bean counters will win on this I predict riderinthestorm Jun 2012 #28

Not exactly. OrwellwasRight Jun 2012 #29

Actually, the law does provide for enrollment windows. Ruby the Liberal Jun 2012 #40

Virtually all insurance will be sold inside the exchanges if not-employer sponsored. OrwellwasRight Jun 2012 #54

Great link! Ruby the Liberal Jun 2012 #65

Definitely -- OrwellwasRight Jul 2012 #112

I don't trust them. Ruby the Liberal Jul 2012 #113

Actually Kaiser Family Foundation OrwellwasRight Jul 2012 #114

Sorry - wasn't talking about KFF Ruby the Liberal Jul 2012 #115

Oh, I agree 100% OrwellwasRight Jul 2012 #118

Only when the US Chamber of Commerce is destroyed. LiberalFighter Jun 2012 #20

These same fools were ALL up in arms yesterday Ruby the Liberal Jun 2012 #41

Some of us have that objective. Chan790 Jun 2012 #81

single pay is the only way to fix this broken system RainDog Jun 2012 #26

I think you are correct n/t DeeJay Jun 2012 #27

I don't see why having to pay a penalty would have any effect on employr offering ins. if he's Honeycombe8 Jun 2012 #30

Oh I think they'll collude. I have no doubt of that. nt riderinthestorm Jun 2012 #44

I think the economics with eventually force a two tier heath insurance system LARED Jun 2012 #31

I agree and its what many, many DUers feared in the HCR negotiation phases. riderinthestorm Jun 2012 #45

I agree SickOfTheOnePct Jun 2012 #51

I believe Australia does this now. Ruby the Liberal Jun 2012 #66

If you have 50 or fewer employees, your employee health is tax deductible... rustydog Jun 2012 #34

I am a small business owner and operator. I live this daily. riderinthestorm Jun 2012 #46

Currently health insurance is a big plus in attracting and retaining employees. FarCenter Jun 2012 #49

Sen Obama at 2009 SEIU conference ChazII Jun 2012 #58

Interesting thing happened today mzteris Jun 2012 #59

I think so as well TNLib Jun 2012 #61

It already is even cheaper not to pay for insurance quaker bill Jun 2012 #62

I agree with most of your post except... riderinthestorm Jun 2012 #64

No reason to drop coverage in the law quaker bill Jun 2012 #69

I'd like to believe you can find any kind of coverage for $4k but if there is, I don't know it riderinthestorm Jun 2012 #75

The group policy at my office quaker bill Jul 2012 #98

What insurance company and what are the specifics? nt riderinthestorm Jul 2012 #103

BCBS quaker bill Jul 2012 #116

I'd wager the majority of private American employers no longer provide health insurance. So what's Romulox Jun 2012 #79

Then they have nothing to drop quaker bill Jun 2012 #88

Employers do provide the benefit to save money. lumberjack_jeff Jun 2012 #82

And they won't stop because of a tax they don't have to pay. quaker bill Jun 2012 #89

I disagree - There was no penalty before. NutmegYankee Jun 2012 #67

I agree with all of your post, save the part about Single Payer. Single Payer is impossible, now. Romulox Jun 2012 #77

This makes absolutely no sense...If an employer is paying for insurance or the gateway for employees rustydog Jun 2012 #94

"They will begin to wonder why health insurance was ever coupled with employment" 4th law of robotics Jul 2012 #99

IMO employer offered health insurance will be a thing of the past. To my knowledge RKP5637 Jul 2012 #105

Actually, it was - the WWII post wage freezes Ruby the Liberal Jul 2012 #107

Thanks for adding this!!! RKP5637 Jul 2012 #109

Do you think many executives & their favorites get FREE hc policies in the status quo, offered by patrice Jul 2012 #106

I don't have the answer to that. I'm not sure anyone does riderinthestorm Jul 2012 #108

Here in MA many will not hire fulltime anymore Marrah_G Jul 2012 #117

health insurance benefits? lauraperkins Jul 2012 #124