When many employers stop offering health insurance to their employees...

[riderinthestorm]

108. I don't have the answer to that. I'm not sure anyone does

However since health care insurance for the upper execs will now be easily purchased on an exchange, its quite possible the Board of Directors will go that route. They will pay for the individual policies for "those that matter" and let the rest go. Before the CEO would have been motivated to keep the group policy because his kid had epilepsy (or some other chronic catastrophic health issue) that would have cost him millions to caretake without insurance. So the upper execs needed a group policy in place as much as any employee.

But now the BOD can simply buy that policy for that guy. The insurance companies are mandated to sell it to them regardless of daughter's epilepsy. The company still comes out saving millions because they aren't paying for everyone, just the top elite.

My company is very small so perhaps that's why I've never been offered a freebie policy to entice me to use a particular insurance company (and my husband has a very serious PEC). But honestly, I've never heard of the practice of upper management getting free health insurance by a health insurance company. Typically afaik the upper management would get their entire policy covered by their own company as a "perk" (while the peons pay some other percentage of the policy ranging from 10 - 100%). Its possible I'm sure, I've just never heard of it.