OK, the Affordable Care Act makes me feel 100% better about losing my job.....

[Puzzledtraveller]

72. Very good point, many Americans cannot afford any additional out of pocket expenses

and many families will be above the income limit for the full subsidy, these are my clients that are employed, usually with a small families who's job may offer health insurance at a high premium that they already cant afford, or not at all, in this scenario nothing changes for them. These same families can count on their children being covered under present family medicaid programs all states have but under many guidelines, they themselves are not eligible. In my state, many of the single adults between 18 and 59 who seek medicaid are not eligible, they of course do not have dependent children, and are not at least 65, blind and disabled. Because we only have family medicaid(children under 19, pregnancy) , and adult medicaid (65+ and or disabled), those fall in between will still have a tough time gaining coverage, as many won't be able to afford it. The families I see are struggling for every dollar.