General Discussion
In reply to the discussion: Did you notice you didn't have to pay a copay for your annual exams the last 2 years? [View all]mzmolly
(52,784 posts)Last edited Sun Jul 1, 2012, 07:32 PM - Edit history (2)
reports on this. Some reports say what you noted, others suggest a percentage based upon the premium you pay. I defer to Kaiser.
http://www.kff.org/healthreform/8305.cfm
... "The analysis finds that consumers and businesses are expected to receive an estimated $1.3 billion by this August in rebates from health insurers who spent more on administrative expenses and profits than allowed by the ACA. The rebates include $541 million in the large employer market, $377 million in the small business market, and $426 million for those buying insurance on their own. Rebates in the group market will generally be provided to employers, and in some cases be passed on to employees as well.Rebates are expected to go to almost one-third (31%) of consumers in the individual market. Among employers, about one-quarter (28%) of the small group market and 19% of the large group market is projected to receive rebates. The share of consumers in the individual insurance market expected to receive rebates ranges from near zero in several states to as high as 86% in Oklahoma and 92% in Texas. "