When many employers stop offering health insurance to their employees...

[quaker bill]

116. BCBS

managed care (HMO) with a low deductible (individual only - not family coverage). The $10,000 deductible "catastrophic" plan is even less. This is OK if you have $10,000 laying about, but most folks attempting to shave $ off of payroll premium deductions don't have $10,000 laying around.

Personally, I went with the "cheap" plan 10 years ago, an "in network PPO", which after many benefit cuts is now the most expensive option available. It is pretty good as long as you don't get sick in the wrong way or see the wrong Doctor about it. The total family package for me runs north of 10K. (my employer does an 80/20 split on premiums)

Insurance premiums are out of control. One reason for this is the quantity of uncompensated care which is cost shifted onto those with insurance. There are many other reasons as well. This reform is only the first bite at the apple.