General Discussion
In reply to the discussion: Moore and Krugman piss on the ACA decision [View all]enlightenment
(8,830 posts)They will be buying insurance, which will provide some - perhaps adequate, perhaps not - access to healthcare. For many, it will only afford them the knowledge that they have insurance; it will not provide them sufficient coverage to take care of the majority of their health care needs.
A partially subsidized plan that is only required to cover 60% of allowable costs after a $5,950 deductible isn't health care for someone who needs help simply paying the monthly premium - it is a tantalizing glimpse of what others can afford. In essence, it is nothing more than a catastrophic care plan, only useful in getting them past the gatekeeper in the hospital accounting department if they develop a major problem or have a very serious accident. And after that, it won't save them from medical bankruptcy, because we (as a nation) are still doing nothing to address the very real problem of spiraling costs. It is better than nothing, but hardly 'healthcare' in the minds of most.
Still - they won't be 'freeloaders', so I guess that makes it all right.