Pre-Existing Conditions - If You're over 50, You Haz 'Em.

[Freethinker65]

19. Yep. 50+ year old with mild to moderate psoriasis, otherwise healthy

Treatment is affordable and has been for the last 35 years. But about 10 years ago I contracted c. diff (misdiagnosed by incompetent pathologist as IBS) no recurrence and a bout of psoriatic arthritis in early forties which has been non-existent (I credit diet and lifestyle change) for about 8 years and still in remission. So I look like a candidate for an autoimmune pre-existing condition surcharge of about an EXTRA $25K/year according to reports I have seen on GOPs proposed plan.

My insurance portion for healthcare for the past 10 years has been well under the premiums paid and I am ok with that (it is insurance after all, and does get me reduced rates for my deductibles and out of pocket copays, and will be there should I need it for a major health issue). I am fine with a substantial portion of my premiums now being used to provide care to other members that have medical issues. I am currently on my spouse's work policy and he will be retiring before I reach Medicare age. I planned on buying non-subsidized coverage on the exchange to bridge the gap to Medicare. I knew it would be costly, but not costly plus $25K/year, that is if my state even decides to offer it under the proposed plan.