General Discussion
In reply to the discussion: Pre-Existing Conditions - If You're over 50, You Haz 'Em. [View all]progree
(12,838 posts)BTW I did get a prescription drug plan -- only $31/mo, $0 deductible (SilverScript). Even though I don't take any drugs, but blood pressure and cholesterol have been creeping up, so I expect to in the not-too-distant future.
The penalty for not signing up within the initial enrollment period window looked pretty hefty: For example to delay 1 year, would be $51/year added to one's premium for the entirety of one's life (for a 20-year life expectancy, that's $1020). And actually that $51/year figure goes up as the "national base premium" goes up, and who knows how fast that will rise in the future. It rose from $34.10 in 2016 to $35.63 in 2017, a 4.5% increase.
[font color = red]On Edit[/font]: revised above for the 2017 national base premium