Preexisting conditions could cost $140,000 more under AHCA [View all]
Insurance premiums for people with pre-existing conditions could increase by hundreds of thousands of dollars if the American Health Care Act, which passed the House Thursday, becomes law in its current form.
The AHCA allows insurers in states that offer a high-risk pool option to charge people with pre-existing conditions more for insurance if the patients do not maintain continuous coverage. This insurance underwriting practice is currently banned by the Affordable Care Act, and is one of the health law's most popular provisions.
But if the Senate keeps the waiver provision of the AHCA, cancer patients could see premium surcharges as high as $142,650, according to a report from the liberal Center for American Progress.
The CAP report estimates premium surcharges for conditions for a 40-year old with various ailments compared to a healthy 40-year-old, based on data from the Centers for Medicare and Medicaid Services. The surcharge is compared to an assumed $4,020 standard rate for healthy individuals.
https://www.msn.com/en-us/money/healthcare/preexisting-conditions-could-cost-dollar140000-more-under-ahca/ar-BBAMIvo?li=BBnbfcN&ocid=edgsp
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