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Response to WinkyDink (Reply #17)

Sun May 14, 2017, 11:24 AM

25. I'm truly sorry the one you found for your mom wasn't helpful...

Thankfully the one my dad (a WWII vet btw) found has been excellent and very patient with my dad.

There wasn't any property transfer. There were a few legal terms my dad used but they've fled my mind ATM. I Googled them at the time he told me though and they looked legal.

What I remember is that my (step) mom is now in sort of pay down thing Medicaid has while what's left of my dad's assets are separate (he was paying for her out of his when hers ran out). They've always had plenty of insurance, lived comfortably and had yours, mine and ours accounts and the house in jointly owned but their decades of careful saving (she was a HS Biz Ed teacher and he was an account for GE so this is their 'thing') have been almost totally wiped out by this.

I know it's a fed program but Medicaid varies a bit from state to state so I wonder if the pay down program my dad has my mom now on is a NYS thing. He has to pay a couple thousand a month so it's not free... It may be the "asset depletion" thing you mentioned... it sounds income dependent/sliding scale but IDK. (I was more concerned with calming my dad down at the time). All I know is that he had to fill out a LOT of forms, send a lot of paperwork in and it took months for Medicaid to kick in for her.

It's been very difficult for my dad on a few levels at his age but he adores her and is very determined to keep her home and help care for her as long as he is able to.

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LineLineLineReply I'm truly sorry the one you found for your mom wasn't helpful...
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