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Response to marybourg (Reply #20)

Sun May 14, 2017, 02:57 PM

41. Medicaid has a 5 yr "look back"

If you/family member is in a nursing home, Medicaid has a 5 year look back period. It's meant to deter people from creating trusts just before someone is put in nursing home care shortly before they die just to keep from spending any money on nursing home care. It used to be 3 years, the average number of years a patient spends in nursing home care, but was changed to 5 years not that long ago. If the patient dies within a 5 year window of the creation of a trust(s), then it's a good chance Medicaid will try to recover at least some of what it spent. However, I believe Medicaid pays less than what nursing homes charge non-Medicaid patients so it might end up costing less even if one has to repay Medicaid.

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