We need to have Medicare for all not another band aid law.

[exboyfil]

30. It should be like the German system

7.5%/7.5% employer and employee withholding (assuming we can get to that amount since we spend so much more than the Germans). The actual percentage increase will be somewhat lower because we already have Medicare withholding.

Expecting $11K/yr. to hire any employee would not work as indicated by the other comments on the thread.

Any system needs to encourage full time work (at at least not discourage it). Making a minimum number of hours to obtain benefits is a disincentive to employ workers for more hours so that is not a good approach. Your approach will lead to more avoidance, more automation, but also more hours per employee (which is a good thing).

Perhaps there is a middle ground?

Any approach will need to aggressively work the cost side as well. In addition to cutting the insurance companies out of the loop, you will need to negotiate drug and service provider prices, make "death" panel like decisions, have aggressive fraud enforcement, and continue to have a tiered system (where wealthier individuals can access additional care).

I also think the system should include copays based on income.