General Discussion

Scuba

(53,475 posts)

76. Well yeah, but...

Reply to bunnies (Original post)

Wed Jul 11, 2012, 03:57 PM

Jul 2012

and of course....

http://www.democraticunderground.com/1002498796

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

168 replies

= new reply since forum marked as read

Highlight:

Havnt posted on DU in years... But dammit I have an insurance rant... [View all] bunnies Jul 2012 OP

righteous rant. barbtries Jul 2012 #1

Used to be "only the strong survive" bunnies Jul 2012 #6

Have you looked into these Health Exchanges? aggiesal Jul 2012 #95

It appears that my state, NH, wants to ban them. bunnies Jul 2012 #113

They can not ban the exchange. obxhead Jul 2012 #150

K&R - Good rant. HopeHoops Jul 2012 #2

it's time for Medicare For All riverwalker Jul 2012 #3

Yeah that is cool to say "Medicare For All" all the time, but it would never pass Congress krawhitham Jul 2012 #135

This must be done. It must be. A top priority. nt Honeycombe8 Jul 2012 #139

Vote a straight Democratic ballot, you'll be happy again! xtraxritical Jul 2012 #161

And thanks to ACA you HAVE TO BUY IT. Indydem Jul 2012 #4

"Single Payer. Now." Melissa G Jul 2012 #10

And then theres that. bunnies Jul 2012 #11

In 2014, I believe low- to middle-income people will receive subsidies JDPriestly Jul 2012 #19

Separating insurance co's from profit... bunnies Jul 2012 #52

Yes. I believe that help is supposed to be PotatoChip Jul 2012 #155

If you are a low wage earner you should qualify for subsidized health insurance. notadmblnd Jul 2012 #99

Actually, ProSense Jul 2012 #12

Since the cost of the coverage is more than a third of my yearly gross... bunnies Jul 2012 #16

It sounds like you would be eligible for a subsidy to help with paying for insurance under the ACA rox63 Jul 2012 #37

I really hope so. bunnies Jul 2012 #65

Seems the responses are "hold on, don't get sick, don't break any bones, don't need any health sad sally Jul 2012 #123

But you should Sekhmets Daughter Jul 2012 #128

As long as you do not ilve in a Repug state which refuses Medicaid coverage dixiegrrrrl Jul 2012 #21

yeah, until something is done about that little wrinkle justabob Jul 2012 #25

It's called ProSense Jul 2012 #30

After the hospital lobby gets done with the Republican Fawke Em Jul 2012 #64

I'm on Medicare so I'm sort of out of the loop virgogal Jul 2012 #29

Same here. I am also on Medicare and only pay $110 a month. RebelOne Jul 2012 #70

Some of us can't afford that. Or 'only $200 a month' Mimosa Jul 2012 #73

Mimosa, I am so sorry. I had no idea! sabrina 1 Jul 2012 #148

Thank you, Sabrina Mimosa Jul 2012 #168

Except families making up to 400% of FPL will receive subsidies on their sinkingfeeling Jul 2012 #36

thanks for saying that! handmade34 Jul 2012 #74

I don't think anyone here believes that. enlightenment Jul 2012 #94

Then please explain exactly how you envision single payer to be paid for. sinkingfeeling Jul 2012 #100

That's easy - Canadian model. Sales tax. Edweird Jul 2012 #109

Good grief. enlightenment Jul 2012 #120

It will be free in the same sense that public schools are free and the roads are free. BlueCheese Jul 2012 #103

At what rate? How much are you willing to pay? 50% of your income? sinkingfeeling Jul 2012 #104

I'm not sure I understand the point of your question. BlueCheese Jul 2012 #114

No person under ACA will pay 50% of their income for premiums. Please see sinkingfeeling Jul 2012 #124

Oh yeah - those horrible Socialist hell-holes. Edweird Jul 2012 #127

US per capita health care costs are the highest in the world.. Fumesucker Jul 2012 #129

Thanks for the info. BlueCheese Jul 2012 #130

Who on DU has said they think single payer would be free? kiva Jul 2012 #108

Don't know who. I asked a question. sinkingfeeling Jul 2012 #111

Then maybe you should take your question kiva Jul 2012 #118

Funny that the person to whom the question was addressed never responded. sinkingfeeling Jul 2012 #121

Maybe they think that right wing accusations kiva Jul 2012 #125

In the U.K. Sekhmets Daughter Jul 2012 #126

UK's health care is paid by collection of the NIC based on income. sinkingfeeling Jul 2012 #165

Single payer will be the same as it is in every other civilized country where no one sabrina 1 Jul 2012 #149

Apparently you did not follow the conversation. I asked that question to the sinkingfeeling Jul 2012 #159

No, the tea-party and right wing talking points include accusing Democrats of being so stupid sabrina 1 Jul 2012 #162

Did not imply any such thing. I was rebutting the cry and hue that's been sinkingfeeling Jul 2012 #164

I agree wholeheartedly with you mercymechap Jul 2012 #66

not true handmade34 Jul 2012 #72

yes, but with a cap of 8% of your income, which is better than the offered 50%. firehorse Jul 2012 #78

None of you know how grateful I am to no longer feel very alone! turtlerescue1 Jul 2012 #106

Not exactly. Thanks to ACA this individual should be able to someday have harun Jul 2012 #137

The ACA is targeting to help people just like the OP. The working poor. Subsidized health ins. Honeycombe8 Jul 2012 #140

sometimes America is just plain embarrassing renate Jul 2012 #5

Barbaric is exactly right. bunnies Jul 2012 #8

Excellent Rant! Melissa G Jul 2012 #7

Its just. not. right. progressoid Jul 2012 #9

When I worked for the state littlewolf Jul 2012 #13

I just turned down my company's policy.. tridim Jul 2012 #14

Thank you. It does drive home the point about the uninsured by choice. Liberal Veteran Jul 2012 #15

The point of the ACA is that in 2014 low-income people will get subsidies, JDPriestly Jul 2012 #22

I agree with you about non-profits. I suspect the for-profits will get out of the market pnwmom Jul 2012 #33

"Do you think doctors and nurses should work for free?" - That is a red herring. Edweird Jul 2012 #41

The ACA requires insurance companies to spend 80% of premiums JDPriestly Jul 2012 #112

That's nothing more than an incentive to elevate healthcare costs more. Edweird Jul 2012 #119

Absolutely not. I think that if a dr must charge $50 dollars for a papsmear. Liberal Veteran Jul 2012 #59

Yes. I would like the simple system we had in Europe -- single payer. JDPriestly Jul 2012 #116

How we those subsidies be issued? Mimosa Jul 2012 #75

They're administered by the insurance exchange. lumberjack_jeff Jul 2012 #97

Thanks for the info. Mimosa Jul 2012 #115

Tax credits only help the rich. Right, Mimosa. JDPriestly Jul 2012 #117

And yet people still tell me there are no stupid questions.. LanternWaste Jul 2012 #163

If you don't buy insurance, there are four alternatives: JDPriestly Jul 2012 #166

exactly. bunnies Jul 2012 #23

It's not right. Have you looked into raising the deductable? Auggie Jul 2012 #17

We dont get that option. bunnies Jul 2012 #26

That's terrible Auggie Jul 2012 #28

Health care costs a lot of money. Hopefully, beginning in 2014, JDPriestly Jul 2012 #18

But I dont have insurance. bunnies Jul 2012 #31

Remember, Insurance is not equal to Health Care. Just because you have insurance harun Jul 2012 #138

Bingo. My deductible is so high, I've declined tests I need but can't afford. Liberty Belle Jul 2012 #151

The ACA will subsidize ins. coverage for the working poor, which is what sounds like you are. Honeycombe8 Jul 2012 #141

kr HiPointDem Jul 2012 #20

We're in a similar position... Ron Obvious Jul 2012 #24

I remember 20 years ago... bunnies Jul 2012 #35

Yep, BCBS for us as well. Ron Obvious Jul 2012 #47

..... BlancheSplanchnik Jul 2012 #27

The Obamacare Solution: You just need the government to FORCE you to buy that insurance. Abra Jul 2012 #32

Do you ProSense Jul 2012 #34

I do not think they care, but they damn well should Abra Jul 2012 #69

Actually, ProSense Jul 2012 #98

Please enlighten us with your solution to the high cost of medical care? sinkingfeeling Jul 2012 #40

Single Payer Abra Jul 2012 #56

And do you expect that to be 'no cost' to you? How would you pay for it? sinkingfeeling Jul 2012 #61

Nope Abra Jul 2012 #80

Then I suggest you put aside about $500K-$1million for your healthcare. sinkingfeeling Jul 2012 #81

As in Europe? When they say, paid nothing, that's not true, their income taxes are higher. freshwest Jul 2012 #88

Great post! I could not agree more. Abra Jul 2012 #96

Link? BumRushDaShow Jul 2012 #43

To? Abra Jul 2012 #71

What you posted wasn't a link to the section in the law BumRushDaShow Jul 2012 #79

Great! You have the link. Post any example of an inaccuracy in anything I said. Abra Jul 2012 #82

You obviously didn't bother to go to the link BumRushDaShow Jul 2012 #102

-cadabra SoCalDem Jul 2012 #107

Well, the lies an disinformation about ACA are flying. Wonder what we will hear next? nt nanabugg Jul 2012 #38

My post isnt about the ACA. bunnies Jul 2012 #42

Either you posted in the wrong thread or your reading comprehension is extremely low. Edweird Jul 2012 #51

We'll likely hear some bullying from someone calling the posters liars just1voice Jul 2012 #55

Get a 2nd job! ErikJ Jul 2012 #39

good point. bunnies Jul 2012 #45

Totally righteous rant - I could rant as well GoneOffShore Jul 2012 #44

It infuriates me that we have been conditioned to think bunnies Jul 2012 #48

thank you and yes she's fine. GoneOffShore Jul 2012 #49

Bunnies, we all know that insurance premium costs are extremely high. sinkingfeeling Jul 2012 #54

Youre correct. And its ridiculous! bunnies Jul 2012 #60

I've said it all along Skittles Jul 2012 #46

But don't worry, if a slew of unknowns workout it'll cost a little less years from now, LOL just1voice Jul 2012 #50

I'm Starting to Get Nervous About Obamacare Implemention ---should I be? NoMittens Jul 2012 #53

Fear not if you are a person of average (or lower) means. Roselma Jul 2012 #58

Tax credit? Mimosa Jul 2012 #93

Officially, it's a tax credit. In practice, it's a discount on the cost of coverage. lumberjack_jeff Jul 2012 #101

Oh....if only you can hang in there until 2014. Roselma Jul 2012 #57

The only sure thing the 'Affordable Care Act' does is guarantee profits for insurance corporations Mimosa Jul 2012 #84

Is that the only plan offered by your employer? frazzled Jul 2012 #62

unfortunately, yes. bunnies Jul 2012 #67

Sounds like your employer is getting a kickback. Spitfire of ATJ Jul 2012 #132

I'm just wondering....... mercymechap Jul 2012 #63

Ive been wondering the same thing all day. nt bunnies Jul 2012 #68

Well yeah, but... Scuba Jul 2012 #76

Maybe I should buy this shit insurance anyway... bunnies Jul 2012 #87

If your employer offers insurance you do not qualify for anything Steerpike Jul 2012 #77

These vultures are trying to sap me for nearly 50% of my net income. bunnies Jul 2012 #85

You may be helped by Rmoneycare when it kicks in. mysuzuki2 Jul 2012 #83

Insurance billky Jul 2012 #86

This wasnt meant to be about the future or the ACA... bunnies Jul 2012 #91

When I think healthcare I think Heritage/GOP/Insurance Industry Abra Jul 2012 #89

You pay all that BEFORE you get any care. dkf Jul 2012 #90

exactly. bunnies Jul 2012 #92

What we need is a reasonable catastrophic policy and access to cash for service. dkf Jul 2012 #146

I can explain this NNN0LHI Jul 2012 #105

Your boss may profit from your premium. Festivito Jul 2012 #110

huh. Ya know? I wouldnt be surprised. bunnies Jul 2012 #122

Insurer might charge more than needed on purpose. Festivito Jul 2012 #134

I think the healthcare cost is tax deductible for employers. I think. nt Honeycombe8 Jul 2012 #142

I think they get to use pre-tax dollars to buy it. Festivito Jul 2012 #156

K & R Omaha Steve Jul 2012 #131

Don't agree "my employer pays nearly half." That half is really yours in any economic or cost jody Jul 2012 #133

it could also be increasing profits by the same amount Motown_Johnny Jul 2012 #136

So you're saying the cost of the coverage is over $16,000/yr for employee and spouse? Honeycombe8 Jul 2012 #143

the 8k is my half of the premium. correct. bunnies Jul 2012 #153

Here's a policy for the two of you for $384/mo. www.healthcare.gov Lumenos H S A. Honeycombe8 Jul 2012 #167

Good rant and I am sorry to hear Meiko Jul 2012 #144

The whole point of the ACA is the government would subsidize you treestar Jul 2012 #145

Bunnies, do you have a checking account or other type of bank account? colorado_ufo Jul 2012 #147

come to think of it, they DO give me life insurance free with my account... bunnies Jul 2012 #154

Free Ride for now my sister .. the system sucks proud patriot Jul 2012 #152

Great rant! Hope things start turning brighter. raouldukelives Jul 2012 #157

The system is irrevocably broken, and not just the HC system. Zorra Jul 2012 #158

A twisted path to end the disparity? tomtharp Jul 2012 #160