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JustABozoOnThisBus

(24,686 posts)

50. Not many of us are that old!

Fri Jul 14, 2017, 06:06 PM

Jul 2017

To be 65 years old in 1965 would make someone 117 years old today.

Maybe some long-gone ancestors were union, and retired, older than 65 before 1965. Their stories would be interesting.

I know that some right-wing repubs would love to eliminate Medicare, Social Security, and, in their rotten hearts, the Veterans Administration, and put us back into the dark ages.

Post-retirement company-paid insurance is quickly vanishing.

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This message was self-deleted by its author [View all] stopbush Jul 2017 OP

I noticed that reared its head again flamingdem Jul 2017 #1

Yep. HSAs are back in today's POS from the Senate. stopbush Jul 2017 #3

Aren't most/all HSAs linked to a Private or Employer-based Health Plan, so there's the double dip? TheBlackAdder Jul 2017 #70

That is what they want people to buy into. Solly Mack Jul 2017 #2

Like they are going to allow the poor to save money for Alice11111 Jul 2017 #38

I don't think it does ever end. Solly Mack Jul 2017 #39

Several good.points, including Repubs are doing it right, Alice11111 Jul 2017 #80

there is a place for HSA Skittles Jul 2017 #4

They have a place the way brain surgery has a place. stopbush Jul 2017 #5

well I know I use one Skittles Jul 2017 #8

you have no medical expenses where you lay out actual cash? DrDan Jul 2017 #16

HSAs are good when you have someone with a chronic condition with occasional big expenses haele Jul 2017 #30

I have had an HSA equally as long, if not longer. My money can be used for any medical expense, DrDan Jul 2017 #41

We never could put enough in to pay the premiums as well as normal monthly medical expenses. haele Jul 2017 #45

I agree and when you wrap your head around the benefits.............. trixie2 Jul 2017 #14

I disagree with your assessment Skittles Jul 2017 #15

Your not understanding me trixie2 Jul 2017 #46

if you were diagnosed with cancer that money would be wiped out in weeks Skittles Jul 2017 #59

Well let's hope the Republicans don't screw up what we have gained - no lifetime caps etc trixie2 Jul 2017 #63

Post WWII, the retirement benefits could last until death. JustABozoOnThisBus Jul 2017 #42

Everyone in our family is or was in a union trixie2 Jul 2017 #47

Did the benefits end before Medicare was enacted (1965)? JustABozoOnThisBus Jul 2017 #48

I am not that old! trixie2 Jul 2017 #49

Not many of us are that old! JustABozoOnThisBus Jul 2017 #50

I completely agree trixie2 Jul 2017 #64

I have a health "savings" account but it's always empty unblock Jul 2017 #6

HSAs are useless if you can't afford to make deposits into them. The Velveteen Ocelot Jul 2017 #7

You forget the premium is often much lower FBaggins Jul 2017 #9

That's true. But you have to be able to afford to make deposits The Velveteen Ocelot Jul 2017 #12

That still doesn't make sense FBaggins Jul 2017 #17

The point is that it's your money either way. If you can't afford to deposit anything The Velveteen Ocelot Jul 2017 #19

Oh the bad memories of a HSA Wellstone ruled Jul 2017 #11

It is a cruel hoax. dalton99a Jul 2017 #10

Repubic way of soothing Hieronymus Jul 2017 #13

Most people can't afford to put money in and...it is your money...you get a tax break up to a Demsrule86 Jul 2017 #18

Disagree MichMary Jul 2017 #20

I am not saying that it can't help those who have a decent income...but it won't help Demsrule86 Jul 2017 #21

Medicaid recipients don't need it MichMary Jul 2017 #24

What "drove premiums up" was covering 20 million uninsured without adequate government funding. Hoyt Jul 2017 #58

with a premium like that onethatcares Jul 2017 #25

It's a silver plan MichMary Jul 2017 #28

Just curious where do you live? Egnever Jul 2017 #76

Rural Michigan n/t MichMary Jul 2017 #78

I am far from rich Egnever Jul 2017 #32

It is still you money and can not be used to replace health care as the GOP Demsrule86 Jul 2017 #71

Of course not Egnever Jul 2017 #75

Vouchers, HSAs & Allow Insurance Companies To Sell Across State Lines,... Jimbo101 Jul 2017 #22

Junk insurance policies that might not have ANY doctors accepting it in your state. nt karynnj Jul 2017 #34

I don't think I would buy one like that fescuerescue Jul 2017 #60

Ha ha ha......like the retirement accounts everyone has. NOT. a kennedy Jul 2017 #23

ER costs about $1,000 an hour. leftyladyfrommo Jul 2017 #26

Is that "retail"? JustABozoOnThisBus Jul 2017 #40

I think my bill for 24 hours was $13,000 leftyladyfrommo Jul 2017 #51

An old scam from the '80s if I remember correctly. 6000eliot Jul 2017 #27

They are trying to dress up Trump/republican Deathcare a bit for the rubes workinclasszero Jul 2017 #29

They work for me as I have a decent income GulfCoast66 Jul 2017 #31

Not to mention, their value is that you can put income tax free into them karynnj Jul 2017 #33

. . . and 55% do pay it. MichMary Jul 2017 #35

If you buy a high deductible plan, which you still can under ACA -- you can fund and use an HSA karynnj Jul 2017 #36

you can also earn income on your HSA tax free kennetha Jul 2017 #55

If you use the HSA money for medical expenses it isn't taxed. The Velveteen Ocelot Jul 2017 #77

I've never understood the idea of HSAs at all. If you can't afford a health insurance premium in Vinca Jul 2017 #37

The problem with allowing selling over state lines is that insurance companies stopbush Jul 2017 #43

I was assuming the ACA stays in place and is tweeked. Vinca Jul 2017 #44

Same old GOP BS, along with trickle down. bronxiteforever Jul 2017 #52

I'm sure the accounts will be managed by public health sector ripoff kings & have hefty "mngmt" fees JDC Jul 2017 #53

Health Savings Accounts are a form of self-insurance. kennetha Jul 2017 #54

If you make less than 26k a year this is total B/S juxtaposed Jul 2017 #56

That is going to be absolutely wonderful for a person Doreen Jul 2017 #57

I love my HSA plan. It's perfect for many healthy middle class families taught_me_patience Jul 2017 #61

Indeed....and to hell with the poor? Demsrule86 Jul 2017 #72

This chart shows how HSAs mostly benefit the wealthy. The Velveteen Ocelot Jul 2017 #62

I'm not wealthy. Igel Jul 2017 #65

As the reponses to this OP prove stopbush Jul 2017 #66

That is simply not true. For people with known chronic illnesses they can reduce their taxes grantcart Jul 2017 #67

A grand total of 6% of the American population has an HSA. stopbush Jul 2017 #68

Words mean nothing to you. You are one of the most intellectually dishonest people I have met here. grantcart Jul 2017 #69

All that you have posted, and I read it. do not change the fact that few Demsrule86 Jul 2017 #73

No MichMary Jul 2017 #79

HSA: "GOP" for "Your Insurance Sucks, But Better You Than Me, SUCKER!" HughBeaumont Jul 2017 #74

Who's forcing you or anyone else to buy one? WillowTree Jul 2017 #81