Any advice on choosing between Medicare Supplemental plans vs Medicare Advantage?

[still_one]

3. That is a tough one, and part of it depends on needs and affordability. If you want the most

flexibility, where choice is more important than cost than a Supplemental Plan F or G might be the way to go. Supplemental plans F and G are the most expensive premiums, but cover the most services with less out of pocket expense, and allow greater flexibility where you can go for treatment. Lower letter supplemental plans will be less expensive, have more out of pocket expenses, and may limit where you can go for treatment.

An advantage plan is another consideration. It usually bundles services, with little to none out of pocket expenses, but usually limits where you can go.

Some advantage plans I believe also include glasses, dental, and drugs.

If you go with a standard meds-gap plan(supplemental plan), you would need to purchase Part D, prescription plan separately, which might be included as part of an advantage plan.

You really need to give it a lot of consideration, especially regarding what your comfort level and affordability criteria are

I know some folks here do not care for AARP, and AARP does their supplemental plans through United Healthcare, but you can get a wealth of information through them. You don't have to sign up with the AARP supplemental plans if you don't want to.

There are other sources for information also

All the best