Any advice on choosing between Medicare Supplemental plans vs Medicare Advantage?

[mnhtnbb]

5. Good luck! Seriously.

Navigating the choices and costs is like putting together a jigsaw puzzle.

I admit to giving up entirely. My husband's BCBS Federal plan morphed in to becoming our Medicare
Supplemental when we each became old enough for Medicare. But between us we have probably
spent > $10,000. on dental work in the last year, since dental is not covered on our supplemental.
All of my dental was replacing old fillings and a crown. He's had to have a root canal and crown.

On the other hand, I was happy to be able to choose my own ortho surgeon and hospital for the knee replacement
I just had, and not be limited to a panel or told where I had to go if I'd been under a Medicare Advantage plan.

It might make a difference if you have funds available for unexpected dental work, or think you might be in need
of elective surgeries (like joint replacement) before long.