Any advice on choosing between Medicare Supplemental plans vs Medicare Advantage?

[Tanuki]

8. I am a healthcare provider and when the time comes I will choose traditional Medicare

with a supplemental. Like you, I would be concerned about the restricted provider panels in the Advantage plans, and I have also seen many cases where inpatients were forced out of the hospital before the treating team felt they were ready because the Advantage plan would not pay for as many days as standard Medicare. This varies from plan to plan, and some are worse than others. I also know of some that skimp on compensation for inpatient consult services. Having seen both professionally, and having been very satisfied with my late mother's coverage via standard Medicare + supplementary, it will be an easy choice for me.