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America needs "super dooper disaster insurance", that every home owner has to buy [View all]
Too many states do not have income taxes or a "rainy day fund", and when the disasters come (no matter what kind they are...all states have to potential to have them), there will be a ready pool of money waiting to help..
Every state has property taxes, and the fees could be assessed with them.
By everyone participating the rate could be rather low (compared to flood zone ratings)..
Regular insurance would still be required ..this would be in place of flood insurance, and would be available for ANY natural disaster..
11 replies
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= new reply since forum marked as read