Here I am in a new city, embarking on trying to find an Obamacare doctor.

[Honeycombe8]

41. ACA payments went up. Pretty sure she meant what she has to pay went down...

but the premium went up. It's just that she gets a subsidy, so she doesn't have to pay the whole premium, like me. If her circumstances changed by end of year, the govt could make her, or me, pay all or part of the subsidy back, because that is our premium.

I had only one other choice of ins. cos. I think it was Vantage. Whatever it was, it was more expensive with a small provider list. If there was another one selling in La., it wasn't in my list.

Pretty sure I've got the options down pat. I've been doing this since the end of 2013. I spent well over 100 hours at that time on the exchange and analyzing plans and learning how it worked and trying to find doctors, so I don't have to spend nearly as much time, now.

It wouldn't make sense to work backwards, if there is only one acceptable ins. co. and it sells only HMOs. Yes, I said above that I get a subsidy. I buy on the exchange. My premium is over $980, but I pay less, since the govt pays part.

I don't recall if it's a silver or not. It's my first year for a low deductible, because my subsidy was large enough this year. I've only ever had those high deductibles before.

I'm not criticizing the ACA in general, and that wasn't my point. I was just posting the upsetting situation that is happening again. I can do what I've done in other years and just don't get a dr and don't go to the dr. But I wanted a physical exam, since I'm dropping the ins. next year. So I thought I'd try to get a dr. before the end of the year.