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MineralMan

(151,078 posts)

1. Well, it's a choice people have to make.

Reply to Paula Sims (Original post)

Sat Sep 16, 2017, 10:19 AM

Sep 2017

You have to do the math, as it applies to your situation and expectations. Some people don't buy the supplemental insurance, and then later regret not doing so. Others buy it and never really needed it.

It's a choice, really.

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Questioning the NEED for additional insurance with Medicare [View all] Paula Sims Sep 2017 OP

Well, it's a choice people have to make. MineralMan Sep 2017 #1

Here's what Medicare pays this year. It is designed to only pay 80% of sinkingfeeling Sep 2017 #2

Thanks. I am in about the same situation as the OP. riversedge Sep 2017 #4

Medicare ONLY pays 80% of doctors fees ... GeorgeGist Sep 2017 #3

And some doctors do not accept Medicare patients question everything Sep 2017 #18

We pay into Medicare through our Social Security taxes and are able to collect when we turn 65. still_one Sep 2017 #5

My Part B is much higher as I just retired and they look at recent year's income. FYI. CurtEastPoint Sep 2017 #12

Same for me SCantiGOP Sep 2017 #13

Same here. April. They review things annually so I am hoping it will drop! CurtEastPoint Sep 2017 #14

You may need to take action SCantiGOP Sep 2017 #16

Thanks for that info! CurtEastPoint Sep 2017 #22

Absolutely right, and it can go up based on other factors. I was naming an average starting point still_one Sep 2017 #17

This automatic rise can be waived for "life event" like retiring question everything Sep 2017 #20

Medicare is designed to only pay 80% of the doctors' fees, OldHippieChick Sep 2017 #6

Medicare Part A only pays for certain things. PoindexterOglethorpe Sep 2017 #7

This doesn't add it up. As others noted, Medicare only covers 80% of inpatient charges. tritsofme Sep 2017 #8

There was probably medicaid as well...low income seniors qualify for now...but won't if Grahams Demsrule86 Sep 2017 #11

I'm on Medicare and have a good supplsemental policy. greatauntoftriplets Sep 2017 #9

Your parents may have qualified for Medicaid but Medicaid is under attack right now Demsrule86 Sep 2017 #10

I'm in the same boat as your parents. I can't really afford supplemental coverage, but Vinca Sep 2017 #15

With my husband there's NO QUESTION he'll choose the supplement. pnwmom Sep 2017 #19

I decided against supplemental MC coverage oppressedproletarian Sep 2017 #21

There are limits on the number of hours of PT loyalsister Sep 2017 #23

K & R nt. PearliePoo2 Sep 2017 #24

Thanks to everyone for your answers. . . Paula Sims Sep 2017 #25

We have medicare (-$104 from check) SoCalDem Sep 2017 #26

I'm thinking maybe a Medicare Advantage plan was in play here. WillowTree Sep 2017 #27

The $3000,000 is the hospital marybourg Sep 2017 #28