My Hospital Bill was $119,000 for 5 days

[SoutherDem]

12. For many that negotiation is called bankruptcy.

Insurance is for many simply a safety net for minor things, but nothing major. Break a leg, your ok. Heart attack maybe not.
But, the problem is that safety net is it is expensive. In 25 years of having insurance only one year did my actual cost of care was bigger than the premiums and copays and that was only by a few thousand. When Insurance companies can charge for that $8000 for that $10,000 - $100,000 safety net is unacceptable. Add to that the loopholes where they drop people for lying on the application when the lie was an over site is unethical. Two examples which I heard of last year was one person forgot to list an operation which they had as an infant which their parents never told them about and the person who didn't know the medical term for a simple problem so when they said they never had a certain sickness had indeed have an associated disease, what was interesting was when the application was shown to the insurance CEO he didn't know that either and would have answered the question no also although he did have the illness.