So that talking point about gun liability insurance not insuring illegal acts...

[Nevernose]

44. Personally, I would raise the in loco parentis age

That’s the rule that says for a child under a certain age (seven in my state, IIRC), whatever the kid does, the adult responsible for the kid is the one committing the crime. It’s more commonly used in education law and related fields, and it’s more complicated than what I described, but that’s essentially it: whatever crime a young child commits, the adult responsible can theoretically be charged with the crime. So if your kindergartner steals a candy bar without you seeing it at the store, you can be charged with shoplifting.

I think we should do the same with guns, except raise the age to 18. With that and a proper registration system, when a 15 year old robs a 7-11 or commits suicide, the gun owner would ALSO be charged with armed robbery or murder. Similar to the felony murder rule, in which participating in a felonious activity that results in a death can result in everyone being charged with murder, not just the murderer (I’ve seen this used in real life in the case of a stolen car, DUI driver, and a fatal accident).

Accidents and suicides would plummet. Gun safe sales would go through the roof.

(To be fair, literally the only time I ever saw this rule used criminally was when the parents had shoved 20 or 30 stolen cell phones in the bottom of the baby carriage and then claimed one of the kids must have put them there. In theory it still works, but we’d need a prosecutor who was actually tough on crime and not just on black people)