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In reply to the discussion: Connecticut Senator Not Happy With Bernie Sanders’ View On Sandy Hook Lawsuit [View all]JDPriestly
(57,936 posts)We have a house. We have insured it since the late 1980s -- paid lots of money to insure it every year. We had our first claim on our insurance a couple of weeks ago. It was caused by raccoons breaking into our attic.
Insurance would be purchased on the gun, not on the gun owner. Every gun would be considered equally likely to be involved in causing some injury to someone.
Seems fair to me.
In California, we charge a lot of taxes on tobacco purchases because we think it is fairer if the people who use the taxes pay the cost of the "insurance" for the health care that tobacco-users are more likely to need than those of us who do not use tobacco.
It's a very simple and common idea.
We require everyone to buy car insurance even though many drivers do not have accidents.
It's the way insurance works. And it should work that way.
Maybe increasing the taxes on gun sales would be another way to approach it.