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In reply to the discussion: Medicare Halts Release Of Much-Anticipated Data [View all]crosinski
(721 posts)"Your individual premiums do not increase next year because you got sick, sorry."
According to several articles I've read, not only can your premiums increase, so can your co-pays.
"The Medicare Advantage plan may offer a $0 premium, but the out-of-pocket surprises may not be worth that initial savings if you get sick. The best candidate for Medicare Advantage is someone who's healthy," says Mary Ashkar, senior attorney for the Center for Medicare Advocacy. "We see trouble when someone gets sick.""
Pitfalls of Medicare Advantage Plans | Investopedia http://www.investopedia.com/articles/personal-finance/010816/pitfalls-medicare-advantage-plans.asp#ixzz4lnfxFIHI
I've told my story in good faith. If you don't believe me at this point, then that's fine. However, I do hope people take a look at the options before they jump into an Advantage Plan, and consider what they are doing to original Medicare if they do. Do we want original Medicare to continue, or do we want to allow it to be pecked away by for profit insurance companies? And what have insurance companies done, exactly, to suddenly inspire our loyalty?
Original Medicare is a damned good program. It's affordable, portable, and it's all most people ever need.